Did you recently receive a letter from PO Box 2310, Forest, VA, 24551?
Wondering what this “emergency letter” is all about?
If so, you’ve found the right article!
Today, I’ll tell you exactly what this letter is about, what happens if you send it back, and how to stop future mailings.
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If you’ve recently closed on your new home and refinanced your loan, you may have received mailers from P.O.Box 2310 Forest, VA 24551 informing you that there is an “emergency regarding your mortgage.”
These official-looking letters are marked “important notice” and show your lender’s name, closing date, loan amount, and mortgage ID. They could be easily misunderstood for urgent letters coming from your lender.
You are asked to complete and return the mailer to the sender. There is no business name or information about the mortgage-related emergency.
However, the fine print at the bottom of the letter indicates that the sender is not affiliated with any lending institution and that you should contact Equis Financial for more information.
Who is Equis Financial?
Equis Financial Inc. is an insurance marketing organization. It has contracts with a number of life insurance carriers to distribute their products.
The company offers two types of insurance:
- final expense insurance for seniors, and,
- mortgage protection insurance to help you protect your home from foreclosure in case you’re unable to make the monthly mortgage payments.
How did I end up on their marketing list?
Equis Financial’s marketing strategy includes distributing direct mail to new mortgage holders.
A federal law allows companies like Equis Financial to identify potential customers for the products they offer and market to them.
When you close on your home, information such as your name, address, the name of your mortgage lender, and amount of the loan are all readily available for companies that want to market their services.
The Equis Financial mailers are designed to elicit your response and obtain your personal information that will then be forwarded to insurance agents.
Once you send the mailer back, you can expect to start receiving offers from insurance agents regarding their products.
Additionally, this solicitation could last for many years, as organizations like Equis revisit people who sent this card back over and over again.
There are several ways you can try to stop receiving Equis Financial mailers:
- Send back the unopened letter marked “return to sender” with your address crossed out.
- Call Equis Financial at the number indicated on the mailer and ask to be removed from their mailing list.
- Fill in the DMAchoice opt-out form to stop receiving all direct marketing mail. You will need to pay a $2 registration fee valid for ten years. It will take up to 90 days to stop receiving the letters.
- Register at OptOutPrescreen.com or call them toll free at (888) 567-8688 to opt out of prescreened credit and insurance offers. It may take up to 60 days before you stop receiving mailers. If you have a joint mortgage, both you and your spouse need to submit your registrations. You can choose to opt out of receiving mailers for five years or permanently.
If you’re interested in getting a quote on life insurance and would prefer a straight-forward process, we at Buy Life Insurance For Burial can help you out!
Here at Buy Life Insurance For Burial, we help people nationally get life insurance quotes on:
- Yourself or your spouse,
- Your parents,
- Elderly people 86 and older,
- Your siblings and adult children, and
- People in bad health using no questions asked life insurance,
To get our help, do the following:
- Fill out the form at the top of your phone, or on the right side of your computer monitor, to learn more about what programs you may qualify for, or,
- Call 888-626-0439 now and speak to one of our friendly representatives on what options you may qualify for.