No Am Senior Benefits Check: Real Money Or Scam Rip-Off?
last updated on May 16, 2021Most likely you’re here because you’ve received what appears to be a real-life $5 check from a company called No Am Senior Benefits.
Perhaps you’re wondering why you’re receiving this check, and what happens if you cash it, or whether or not this is a scam?
Either way, you’ve found the right article!
Today, I discuss what the No Am Senior Benefits program is all about. My goal is to answer all your questions about what this is all about.
Let’s begin.
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Why is No Am Senior Benefits sending out checks?
No Am Senior Benefits (sometimes listed as LMS in Lawrenceville, GA) has been sending out $5 checks with a note informing recipients that if they cash the check, they are giving the company the right to contact them about their final expense life insurance program and their free Senior Discount program.
The $5 checks that are being mailed out are a lead sent to consumers soliciting them to learn more about what the company has to offer.
The letter from No Am Senior Benefits that accompanies the check says that if you cash it, you don’t have any obligation to purchase anything from the company.
Is No Am Senior Benefits A Scam?
The check issuer, North American Senior Benefits is not a scam. It is a legitimate national insurance agency that holds the perfect A+ rating with the Better Business Bureau.
Even though it is a reputable agency, some customers have complained that their checks bounced, after which their bank would deduct the $5 from their account and charge them with an additional return check fee.
It’s important to keep in mind that it is ultimately up to the consumer to make an informed decision about cashing the check and purchasing any of the company’s products.
If you’re interested in final expense insurance, be sure to first shop around and evaluate all the costs before making any commitments.
For example, we here at Buy Life Insurance For Burial are brokers and help folks like you shop around for high-quality final expense life insurance. Fill out the form at the top or right-side of your screen to get a free quote, or simply call 888-626-0439 now to speak to a friendly representative.
Are These Real Live Checks?
Yes, the $5 check you have received in the mail is real.
It is perfectly legitimate and can be cashed or deposited into a bank account. You are free to spend the money as you wish.
What Happens When I Deposit The Check?
By cashing the check or depositing it into your bank account, you agree to have a No Am Senior Benefit agent contact you with more information about their final expense life insurance.
You are giving them permission to either get in touch with you by phone at the number you provided on the back of the check or send you more details about their products in the post.
Do keep in mind that if you send back this card, you may receive multiple follow-up attempts from different No Am Senior Benefits agents over time, both over the phone and randomly in person without prior notification.
Who is North American Senior Benefits?
North American Senior Benefits (NASB) is an insurance brokerage that focuses primarily on the senior market.
The company targets customers above the age of 50 who are interested in covering final expenses including funeral, burial, cremation, and other costs.
Final expense life insurance is an alternative to a more expensive term life policy. This type of insurance is becoming increasingly popular because it doesn’t require full health exams and high premiums for coverage that ends once you reach a certain age.
Payout minimums for final expense coverage are lower than with typical term insurance. In addition, the rates don’t go up and the policy stays in place until the insured individual dies.
Get A Second Opinion
If you’re interested in purchasing final expense life insurance to cover your burial and cremation costs, we at Buy Life Insurance For Burial can help!
We help people nationally get burial insurance quotes on:
- Yourself or your spouse,
- Your parents,
- Elderly people 86 and older,
- Your siblings and adult children, and
- People in bad health using no questions asked life insurance,
To get our help, do the following:
- Fill out the form at the top of your phone, or on the right side of your computer monitor, to learn more about what programs you may qualify for, or,
- Call 888-626-0439 now and speak to one of our friendly representatives on what options you may qualify for.
16 Comments
Melverta Diggs
Is it ok if I return the checks.i already have burial insurance. I am not going to cash these.
David Duford
Don't see why not =)
Robert
I already have life insurance as well, and $5 isn’t going help me in no kind of way. So Om thinking about putting it in trash.
David Duford
Might as well. Otherwise, you'll get agents stopping by multiple times for years to come!
MICHELLE
Why was I sent this check? I have not subscibed to any emails concerning final insurance info for burial
David Duford
It's a solicitation. If you cash the check, you'll get an insurance agent to stop by and try selling you final expense insurance.
paula Mansfield murphy
Do not contact me by ANY method- My bank suggested that i make a police report on this bogus check, which is what I am doing now.
David Duford
Do a google search for North American Senior Benefits and reach out to them. This is just a review article and am no way involved with these checks being sent out.
Susi Salinas
I am SO SICK of all you money hungry companies preying on old people. If people want your services they will contact you. Quit trying to bribe people. Oh — I see other people got checks. I guess you forgot mine. Also everyone doesn’t have an email address so I made up one for you. And no, this is not a duplicate like your Tobit said.
Jeff Landwehr
Received two of these in the mail. filed it away with file box for to-get-to something like yet to do list. Forgot about it as it got buried with other files. Found it later, trashed it.
One thing did notice, first check had a 90 expiration, this last one received has six months before being void. What am I going to do? The old saying/fashion way saying file 13.
Goodnight check, goodnight David, and, I won't see you in the landfill trash place.
mark elavsky
time to dust off the ol' shredder
David Duford
Keep it out. They'll be sending even more come soon enough =)
Dave
Sent this to my address with my dead brother's name on it. He's been dead for 10 years so I don't know where they come up with their mailing list.
Howie
I've received a few of these so I just rip them to pieces and mail them back, as long as the envelope is a self-addressed envelope. This way no one else can try to cash their checks and they lose out on postage. I do the same with all my junk mail now, as long as they're footing the postage bill 🙂 Now if I can just get the National Police Foundation to stop calling me for money I should be all set.
Michelle
I cashed the check. An agent did come over. She checks out with the state insurance bureau. I get better coverage than what i had. I will know more when the policy comes. I am happy so far. I am getting whole life. I had term. So cash the check and if you dont want the insurance just tell them when they come.
David Duford
Great! If you want a second opinion, feel free to call us at 888-626-0439.