Gulf Life Insurance Review [Get Help Here]

Most likely you’re here today because you have questions about Gulf Life Insurance. 

If you own a policy with Gulf Life Insurance, it is understandable that you might be confused due to the company merger to American General Life.

Can you still get in touch with your old agent or should you look for a new one? What is the best way to get help with your existing policy or file a claim? 

Here I’ll answer all your questions about retrieving or updating your Gulf Life Insurance policy within American General Life and show you how to best benefit from their services. 

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Who Is Gulf Life Insurance?

Gulf Life Insurance was acquired by American General Life in 1991. Ten years later, American General Life became a wholly-owned subsidiary of American International Group (AIG), a multinational insurance corporation with operations in over 80 countries.

American General Life is AIG’s primary life insurance carrier in the United States and one of the top life insurance services firms in the country. 

American General Life provides personalized information and solutions to their customers.

All services, including defining life insurance needs, answering any questions, and guiding clients through the application process, are handled over the phone by insurance professionals.

How Can I Contact Gulf Life Insurance?

For all inquiries regarding your old policies with Gulf Life Insurance, you will now need to contact American General Life.

There are several ways to get in touch with the company: 

  • By mail:
    American General Life
    2727 Allen Pkwy Ste A
    Houston, TX 77019-2116
  • By phone:
    You can speak to an AGL Customer Service representative by calling the toll-free number: 800-888-2452.
  • By fax:
    You can send a fax to American General Life Insurance at 844-930-0370.
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The Facebook page of American General Life includes the company’s contact details, customer ratings, and the latest news about the company.


The American General Life and American International Group websites provide essential information about life insurance options.

Common forms

The most frequently used forms are available for download online. 

All the commonly used forms, including the death claim form, are easily accessible on the AIG website.

AGL eService

American General Life offers an easy-to-use online system called Service. By logging in, you can access and manage your existing insurance policy.

In addition to viewing your policy, you can use this service to:

  • pay your premium
  • change your contact information or your beneficiary
  • enroll in automatic recurring payments from your checking or savings account
  • view any policy-related documents. 

The eService also allows you to simply fill in a form if you would like to review, manage, or update your life insurance policy.

What Does American General Life Insurance Offer?

American General Life distributes a range of permanent and term life insurance products

Permanent Life Insurance

Permanent life insurance policies combine a death benefit that is paid to your beneficiaries when you pass away with cash value, a savings portion that you may access at any time. AGL offers two main types of permanent life insurance: 

Guaranteed issue insurance

Guaranteed issue insurance is an affordable small whole life insurance policy with no health qualifications, available for individuals between the ages of 50 and 85.

Universal life insurance

Universal life insurance comes with a low premium and an investment savings element. 

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Term Life Insurance

Term life insurance guarantees coverage for a certain number of years. Premiums are usually lower than whole life insurance, however, the insurance doesn’t build any cash value.

Reviews of American General Life 

American General Life has mixed customer reviews, showing some dissatisfaction with customer service and issues with claim denials. 

Can I Get a New Policy From Gulf Life Insurance?

Since Gulf Life has been acquired by American General Life, it is not possible to obtain a new policy from the company.

To obtain a new policy from American General Life, however, you can contact them using one of the methods indicated above.

Or you can contact us here or by calling 888-626-0439 as we sell American General life insurance products.

What Should I Do If I Want Additional Life or Burial Insurance?

If your financial situation or life circumstances have changed and you need more coverage, you can contact the company using one of the above methods to revise your policy.

Also, seek a second opinion. Sometimes you can get a better deal elsewhere. Especially since there are many funeral insurance scams out there.

While American General is a fine company, sometimes their prices are higher than other companies.

We here at Buy Life Insurance For Burial can help with that.

We can help all sorts of people to get quality burial or life insurance. For example, if you’re looking for coverage on:

We can help!

Request a free life or burial insurance quote using our free quote tool on the side or top of your screen.

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Or just call us direct at 888-626-0439 now, and one of our friendly representatives will provide a quote within 5 minutes or less.

Disclaimer: We are not in any way affiliated with Gulf Life Insurance. In fact, we are a direct competitor of theirs. This article is our personal review of their agent sales career opportunity and our personal opinions of the company. If you are looking to contact Gulf Life Insurance directly, call them at 800-980-8649.