Mutual Savings Life Insurance [Get Help Here]
last updated on March 7, 2022Most likely you’re here today because you have questions about Mutual Savings Life Insurance.
If you own a policy with Mutual Savings Life Insurance, you might want to know how to best navigate the new system after the company joined the Kemper Corporation.
For example:
- Is it still possible to get in touch with your old agent?
- Or will you be assigned a new one?
- What is the easiest way to get help with your existing policy or file a claim?
This article covers everything you need to know about Mutual Savings Life Insurance and how to benefit from their services.
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Who Is Mutual Savings Life Insurance?
Mutual Savings Life Insurance Company was founded in 1927 in Decatur, Alabama. It is one of Alabama’s oldest and most successful home service companies dedicated to serving the insurance needs of modest-income families in southeastern states.
As a home service company, Mutual Savings is dedicated to contacting its customers on a personal basis to collect premiums and service products.
In 1993, Mutual Savings was acquired by Primesco. Primesco was later bought by Unitrin, a provider of insurance and consumer finance service that changed its name to Kemper in 2011.
Today Mutual Savings Life Insurance is a wholly-owned subsidiary of Kemper Corporation—one of the largest insurance companies in the country—and one of four Kemper Life companies. The administrative office of Mutual Savings is located in St. Louis, Missouri.
How Can I Contact Mutual Savings Life Insurance?
For all inquiries regarding your old policy, you will now need to contact Kemper Life. You can do this either by mail, phone, or fax.
By mail
Kemper Corporation – Mutual Savings Life Insurance
12115 Lackland Rd
Saint Louis
MO 63146-4025
By phone
You can speak to a Mutual Savings Life Insurance customer service representative by calling the following toll-free number: (800) 777-8467.
By fax
You can send a fax to Mutual Savings Life Insurance at (844) 930-0370.
The Mutual Savings Life Insurance Facebook page contains contact details, customer ratings, and all the latest news about the company.
Website
The Kemper Life website provides information about various life insurance options with Mutual Savings.
Common forms
All the commonly used forms, including the death claim form and detailed guidelines on how to file a claim are easily accessible online and available for download on the Kemper Life website.
What Does Mutual Savings Life Insurance Offer?
As part of Kemper Life, Mutual Savings Life Insurance offers a complete line of life insurance including whole life, limited pay whole life, and term life insurance and variations.
Your agent will help you evaluate which product best meets your personal needs and financial situation.
Whole life insurance
The whole life insurance provides coverage for life at a constant premium paid over time. In addition to paying a death benefit, it also contains a savings component in which cash value accumulates over time.
Limited pay whole life insurance
With the limited pay option, you can cover the total cost of your premiums during a limited period of time after which the policy remains in force, but you no longer need to pay premiums.
Term life insurance
The term life insurance guarantees coverage for a certain number of years. Premiums are generally lower than whole life insurance, but the insurance doesn’t build any cash value.
* Product availability may vary from state to state. Contact your agent or nearest office for more information.
Reviews of Mutual Savings Life Insurance
Mutual Savings Life Insurance has obtained mixed reviews from its customers in the past years, showing some dissatisfaction with customer service and issues with claim denials.
Can I Get a New Policy From Mutual Savings Life Insurance?
The short answer is yes. It is fully possible to obtain a new policy from Mutual Savings Life Insurance.
When you get in touch with the company, you will be assigned an agent who will assist you in every step of the insurance process, from helping you choose the suitable product to make any policy changes and filing a claim.
What Should I Do If I Want Additional Life or Burial Insurance?
If you need more coverage due to changes in your financial situation or life circumstances, you can contact the company to revise your policy.
Otherwise, consider allowing us to help!
We at Buy Life Insurance For Burial help folks across the country with their life and burial insurance needs.
Unlike Mutual Savings and Kemper, we have access to a variety of insurance companies. This means we can shop the highest-rated carriers for the best deal for your needs.
Looking for coverage on:
- Funeral and burial expenses,
- Yourself or your spouse,
- Your Siblings,
- Grown children,
- Your parents, and
- Elderly people older than 85,
We can help!
How To Get Your Free Quote Now
Interested in a free life insurance quote?
Here’s what you need to do:
- Fill out the “Request A Quote” form on the top or side of the screen. On your smartphone you may see an arrow near the top part of your screen. Click on that to request a quote.
- Or, call us now at 888-626-0439 to speak to one of our friendly representatives, and we’ll have a quote within 10 minutes or less with no obligation.
- Lastly, you may send us a message here.
Disclaimer: We are not in any way affiliated with Mutual Savings Life Insurance. In fact, we are a direct competitor of theirs. This article is our personal review of their agent sales career opportunity and our personal opinions of the company. If you are looking to contact Mutual Savings Life Insurance directly, call them at (800) 777-8467.