How To Stop Insurance Calls [Scam or Legit?]

If you are here to learn a little about reasons associated with insurance telemarketing calls and how to stop them or wondering what to do or what details are needed or who to call or make a report to remedy this situation to the best extent possible, then perfect! You have found the right article.

In this article, I’m going to give you all the facts that you need to know so that I can help you out and benefit the most.

And by the way, if you can click here to learn more about the potentially FREE benefits that the government may provide people who are disabled or retired on a fixed income!

Quick Navigation Article Links

• Why is Insurance calling me
• Why So Many Spam calls
• Safety Tips about Robocalls
• Fraud Call Examples
• Caller ID Warning
• Seniors Targeted
• Senior Fraud Examples
• Fraud Safety Tips
• Steps to Stop Insurance Calls
• Steps to File Fraud Call and Stop them
• Compare with Quality Benefits
• Proven Good News To Trust 

Why Are The Insurance Companies Calling Me?

An example of a repeated insurance call is from an accident that recently happened. The insurance company is calling you because their goal is to give you the least amount of money possible.

If you accidentally answered a call that turns out to be an insurance scam call, this means that your number gets registered as live. The scammer then places your number on a list of numbers to contact repeatedly, especially if you are an older person targeted more frequently to steal your personal information.

Insurance calls are, of course, to help us or because we are the ones that requested more information on something that our family specifically needs.

Answering that wrong call from a spammer starts a chain of wrong insurance and other scam calls to abuse this privilege and impact our lives for their greedy gain.

This is a truly unfair practice that negatively impacts both the consumer and the good insurance agencies and agents that truly care.

Why Are There So Many Spam Calls This Year?

RoboKiller Spam and Robocall Blocker is an app to block unwanted calls. In 2021 the scams have increased and many are geared towards vehicle warranty promos, also travel and pandemic type programs, and other insurance offers.

The projected amount of spam calls and texts for this year is 157 billion. The Federal Trade Commission (FTC) reports from this year’s phone scam trends that all these are unwanted and will approximately cost American consumers around $716 million.

The Federal Communications Commission (FCC) has an anti-spoofing caller identification framework called FCC’s STIR/SHAKEN.

To view, the full reports from the scam reports click on the 2 links below

2021 Bi-Annual Phone Scam Report

2021 Bi-Annual Political Message Report

Our best advice that you can do before making a wrong commitment is to simply deal with

• An Independent Broker Professional that can access all of the best carriers in your area.
• An Independent Broker Professional is able to shop around for the absolute best program that suits you.
• An Independent Broker Professional that gives you the least amount of Copays and deductibles and yet is able to maximize the most benefits that you are eligible to receive.

Safety Awareness Concerning Robocalls

First and foremost do not speak to this kind of call. When you pick up the phone, these robocalls actually deliver to you pre-recorded voice messages. 

If you answer the call, your number is considered ‘good’ by the scammers, even if you don’t necessarily fall for the scam. They will try again because they know someone on the other side is a potential victim of fraud.

The best advice for you is to ask your local phone company if they can offer you a way that detects and actually blocks these types of fraudulent phone calls.

Safe Alternative for Cost Efficiency 

However, if your local phone company provider’s blocking feature is a bit too high-priced, you could also consider searching an app for your smartphone for a more reasonable price that could block these calls.

An example of a harmless type of robocall is that many Doctors’ offices use this type of call with a pre-recorded message just to remind you of your appointment. Not that you know the difference, you can try to be more aware of the difference and not feel worried or annoyed quite as much.

So if you are tired of these types of calls then know that legislation and laws have been passed to try and remedy this situation. 

Fraud Phone Call Examples

• If a caller is asking a few times, Can you hear me? They may be trying to record you replying “yes”. The scammer will then say that you allegedly agreed to a credit card charge or some kind of bogus purchase because of your recorded yes statement.
• If a caller says that you have won a vacation or that you owe a debt or some kind of payment information needed
• A caller has been known to say that they have a refund of money to give you, however, they still need more information concerning your bank account in order to refund this bogus money.
• The opposite way a caller has approached is in fear, warning that you have a balance due immediately or pay penalties and proceeds with pushing to ask you for your credit card number to cover the balance to save you money, when in fact, of course, they are stealing from you.
• Recorded messages saying you owe taxes or similar and again warning if you don’t pay now and asking your confidential information to proceed now to help you, but it’s a con.
• Recorded messages saying you are going to get free gifts and/or services.
• Recorded messages that state something like press 1 to remove your number from a calling list, when in fact, now your number is considered ‘good’ by the scammers, even if you don’t necessarily fall for the scam. They will try again because they know someone on the other side is a potential victim of fraud.

Wise Alternative

You need a pro, and you need pros working with you that will serve us and help you after the sale and whilst you have access to the best carriers! 

We have Personal support.

•  More access to Carriers to choose a more extensive array of benefits tailored to you
•  WE are real people to help you for real and will and have been here many years already. 
•  Most likely, you will retain your policy because you know you are in good hands.

Our best advice that you can do before making a wrong commitment is to simply deal with

• An Independent Broker Professional that can access all of the best carriers in your area.
• An Independent Broker Professional is able to shop around for the absolute best program that suits you.
• An Independent Broker Professional that gives you the least amount of Copays and deductibles and yet is able to maximize the most benefits that you are eligible to receive.

Caller Identification (ID) Warning

Upon checking your caller identification (ID) and noticing a number that you are unfamiliar with, many times it’s a fake caller (ID) number that you may think is someone you know and legit. 

This is purposely used by scammers and fraudsters to mask their calls origin from a health provider or a government agency, for example, that you have previously trusted. This also opens the gate of your trust and your guard down to believe it’s safe to answer their questions. 

A good example is Medicare and they do not call you at your residence.

The only time that Medicare would call you is if you are a beneficiary that becomes eligible for Medicare and they confirm to you and never ask for your personal information over that phone call. 

Fraudsters Engaging and Slick

Of course, the robocall fraudsters will sound like your best friend and be very engaging and very pleasant. 

They try to gain your trust in hopes that you will more easily answer their fake questions and then ultimately give them the personal information they need in a way that you feel it’s ok since now you feel they are trustworthy.

They will do whatever it takes to convince you in a slick, conniving way as they are bottom-line, a thief. Fake opportunities, free products or product trials or vacations or grants, or lotteries. 

Even worse is to threaten you with a lawsuit or jail time if you don’t pay them by credit card because of a bogus charge or excuse that they try to make you believe in a nice smiling innocent voice.

When you notice a number that you are unfamiliar with and they are trying to scam you, here is a reading from the Federal Communications Commission that can also help you by clicking this link.

Seniors Targeted 

These types of fraudulent calls happen all year long, unfortunately. During the months of Oct 15-Dec 7, Medicare also has its Annual Election Period (AEP). This time of year identity thieves concentrate on targeting Seniors the most.

Again, they try to gain seniors’ trust in a slick fraudulent way of feeling comfortable enough that you are convinced to give up your private or sensitive information that they need to essentially steal your identity or get money from you.

Seniors and Fraud Callers examples:

• They say they are calling just to verify your personal financial information.
• Questions to verify your identity
• Calling about Free Medical Supplies 
• States you need a new Medicare Card
• Calling to so happily state that you are owed a refund and simply need more information about your bank account or a bit more personal information
• States that you have a Free Medical Checkup and simply need to verify your Social Security number or your beneficiary’s unique Medicare Number or Credit Card number to pay for false costs like shipping.

So if it’s a false Medicare insurance call, then verify the caller and report the call. Calmly ask for a name and phone number so as to not make the fraud caller suspicious and after the call immediately call Medicare and make a report!

If you are getting these types of fraudulent phone calls, then many times you will then also notify you are getting emails that look or sound suspicious when you read them. Just be aware and not reply or block the email if you feel certain.

The bottom line, never give your personal information over the phone to anyone! Update only through proper channels to be safe.

How To Stay Safe from Fraud Calls

Since these are fraudsters, please don’t worry if you sound rude and definitely don’t feel embarrassed because scams can happen to anyone. There is’nt any free equipement or services, they simply want your personal information for identity theft.

Share this with the people around you as you just might help keep this situation from happening to them, too.

If these fraudulent calls happen to you, simply hang up and report the call.

Always remember, never give your personal information over the phone to anyone! 

Update only through proper channels to be safe.

Steps To Safely Stop Insurance Telemarketing Calls 

Agencies such as the (FCC) Federal Communications Commission are educating peoples’ awareness concerning fraudsters and identity thieves because of the large number of people with stolen personal information of consumers.

First and foremost you can stop these fraud calls. Register online or by phone all of your phone numbers with the (FTC) The Federal Trade Commission at their National Do Not Call Registry.

When you register it will limit these unwanted calls and limit the telemarketing calls you get too.

How To Register And File Fraud Complaint 

Online: at DoNotCall.gov and then use your own email account.

Or by phone: 

at 1-888-382-1222 

or TTY 1-866-290-4236 

or visit medicare.gov/fraud (for Medicare calls)

(Register all of your phone numbers .)

When you file the complaint about a live person, or robocall or messages, state the date of the illegal call, the phone number, and the company’s name. 

Registration is free. 30 days after you register, all the telemarketers that are covered by the National Do Not Call Registry must stop calling you. 

When you get the confirmed email from the National Do Not Call Registry to remember to click, within 72 hours, the link to complete your registration.

The number that you register will remain on the list until you give up the number or ask for the number to be removed.

Also, visit DoNotCall.gov to verify the status of, or unsubscribe, your phone number on the registry.

Remember that you still might get some calls from robocalls or scammers from

• Telephone surveys
• Organizations that you already have a relationship with, like some doctors or dentists sometimes use robocalls to confirm an upcoming appointment.
• Political organizations
• Charities

(You can also contact your home state consumer protection office. Some states also have a List you can add your phone number to Do Not Call, too.)

File Complaint With The FTC or FCC

A report can also be filed, if you wish, with the Federal Trade Commission 

or Federal Communications Commission 31 days after you registered at the National Do Not Call Registry. You can call 

1-888-382-1222

or File an FTC complaint 

or File an FCC complaint 

Additional information about fraud prevention can be found online at AARP Fraud Watch Network  

or by calling AARP at 1-877-908-3360

When you file the complaint about a live person, or robocall or messages, state the date of the illegal call, the phone number, and the company’s name. 

Quality Benefits Tailored For You to Compare and Enjoy 

Our best advice that you can do before making a wrong commitment is to simply deal with

• An Independent Broker Professional that can access all of the best carriers in your area.
• An Independent Broker Professional is able to shop around for the absolute best program that suits you.
• An Independent Broker Professional that gives you the least amount of Copays and deductibles and yet is able to maximize the most benefits that you are eligible to receive.
• The latest and best plan for you should weigh out with an independent broker before rushing into any decision. 

Take the time to see and understand all of your options as we help people with Insurance questions and YOU decide what’s best for your tailored solution WE are real people to help you for real and will and have been here many years already. 

•  Most likely, you will retain your policy because you know you are in good hands.

Also, with Medicare questions, we can also help as there could be an opportunity to receive extra benefits, like dental vision and hearing, and to get back your $148.50 that Social Security takes away each month out of your paycheck.

If you are interested to see if you are eligible for free benefits then click here for free Government benefits. 

We can also help many times for your money to get reduced because of your copays concerning your hospitalization. 

Finally Good News To Trust

Our sole purpose is to get you choices tailored for you and your family to be the best service possible since we can shop around for the absolute best program that suits you suits you by accessing all of the best carriers in your area.

With access to government benefits that you couldn’t previously have while gaining back some of your money spent already. This pinpoints legitimately what you currently spend, what you are entitled to, and benefit from additional coverage the many times people were unaware they qualify. 

Yes, many times, additional coverage while spending less, we can help to find these answers for you before you decide without rushing you. 

After all, we retain our policyholders because we are old-fashioned honest and remember your name, you are not just a number here.

Since we are independent brokers, this allows us to shop all the major insurance carriers to find you the best deal in terms of price and coverage. 

You’ve got lots of different options here at Direct Express Support. Many times you could qualify for a better policy that starts immediately.

Right now, it’s real easy to get more information; 

You can just simply fill out the form you see on your screen that says something like Get Help Now

Or

if you are on your Desktop P.C., fill out the form on the right that’s titled Get Your Life Insurance Quote Now