Colonial Penn Life Insurance Review
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You’re In For A Shocking Revelation Regarding What Surprises Might Lie In Store For You If You Buy Colonial Penn Life Insurance
Discover the truth behind Colonial Penn life insurance guaranteed acceptance products in my new video below.
Chances are you’re here because you’re looking for a review on Colonial Penn life insurance. I assure you that you are in the right place to get the information you need about Colonial Penn life insurance.
I’ve sold life insurance in multiple states for five years now. I have over a thousand clients I have helped get life insurance.
One of the things we talk about in every presentation is Colonial Penn life insurance. This is because this reputable company may not be the best choice, especially if you die earlier than expected.
Here’s An Overview Of Today’s Topics:
Why Not?
Colonial Penn life insurance generally advertises a guaranteed issue life insurance product. What that simply means is they don’t ask you any health questions. They make it sound like that is to your advantage. Well, the truth is that it is not to your advantage.
Guaranteed acceptance means they don’t know who’s coming in and getting insured. The insurance company wants to find customers who will live a long time. If they don’t ask questions, generally two things happen. The prices are a lot higher than the competition, and they limit your coverage for two years.
The bottom line with Colonial Penn is that the coverage does not start until two years after you have paid in. Now, if you die within those first two years, they do refund your money plus a small interest level return.
That’s not a good thing because at the end of the day you may die sooner than expected; that’s the reality of this business. We don’t know when our life is going to end, and you should insure yourself for maximum coverage despite when death may occur. You may be thinking you’re going to live longer than two years –and I hope you’re right. But there’s plenty of instances where people die way earlier –and way younger– than they should.
I’ve got two guys out of Georgia that were in their seventies and eighties. They took insurance out from me and died within the first two years. They were healthy, but…we don’t know when our final day is going to be. You have to be prepared. With me, they were prepared, and their families got a nice check to cover the burial and to pay for any excess final expenses.
What Should You Do?
Here’s the bottom line. When you buy insurance for final expenses, you want to make sure the insurance product is not just the best price, but the most coverage from the beginning. This is pivotal. This is why I’m doing this because I can help you out.
Thanks for reading, and I hope you’ve gained truly valuable information on your search for life or burial insurance. If you’re ready to discover your options for life or burial insurance, call me at 888-626-0439 now for your free life insurance quote!
I’m a broker. I shop around to try and find the right price. I represent the most competitive companies out there that sell final expense. It’s very easy to see what I can do for you simply by going to this link.
Once you click on that link –or go to buylifeinsuranceforburial.com –you’ll see all sorts of different information on how I can help you, and you can submit a form or give me a call.
I’ll be more than happy to talk to you, give you information on how things work under a no-obligation, no-pressure approach. If you like what I say, great. If not, that’s fine too. My job is just to give you the facts, and you decide for yourself if it’s a good deal for you and your family.
4 Comments
Ronald D. Lujan
I’m looking for Whole Life Insurance which includes Burial Insurance from between 25K and 50K. T am retired and trying to get by with my work retirement payments from my PERA account of about 45K per year. I just turned 67 years old and in fairly good health, The only real issue is type 2 Diabetes controlled by medication. I do not smoke or drink to excess, Love to fish and hike to high mountain lakes here in Colorado. I’m 5’6 about 170 lbs.Hispanic / Native American divorced with adult children I want my beneficiary to be only, my ex-wife! Please remember I am on a limited income as far as monthly payments go. (hope I am not bombarded by email quotes)
Thanks, Ron
David Duford
Thanks Ronald for reaching out. We’ll be in touch very shortly.
Leon A Titus
I'm retiring early and will be working part time. Because of this, I will no longer have the life insurance through the company. I'm 62 and my wife is 52. We need some kind or insurance that will at least cover funeral cost. Maybe $10.000 each. We are limited on money and would like to pay monthly. I've googled so many reviews on companies, and there's so much negative about so many. Can you point me in the right direction? Our health is still pretty good by the way. And thank you so much from Iowa.
David Duford
Howdy Leon! David Duford here. Thanks for reaching out. Yes, we can definitely help. Would you mind calling us directly at 888-626-0439? Otherwise, I'll have my burial insurance specialist Brad Layman follow up with you today or tomorrow.