Home Beneficial Life Insurance Review [Get Help Here]

Most likely you’re here today because you have questions about Home Beneficial Life Insurance. 

If you own an old policy with Home Beneficial Life Insurance, you might be confused knowing that the company has been acquired by American General Life and Accident Insurance.

You may be wondering:

  • Is it still possible to get in touch with your agent from Home Beneficial Life?
  • Will you get assigned a new agent?
  • What is the best way to get help with your existing policy or file a claim? 

Here I’ll answer all your questions about retrieving and updating your existing Home Beneficial Life Insurance policy within American General Life and Accident Insurance and show you how you can best benefit from their services. 

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Who Is Home Beneficial Life Insurance?

Home Beneficial Life Insurance was founded by William Smith Morton in 1899 in Richmond, Virginia. 

Home Beneficial Life used to be one of the leading companies in the insurance industry. Its agents would collect premium payments from the company’s customers by going door to door on a monthly basis.

In 1997, Home Beneficial Life was sold to American General Life and Accident Insurance Company (AGLA). 

AGLA is a member of the American General Life Companies owned by the multinational insurance corporation American International Group (AIG).

Its products are mainly targeted toward the broad middle-income market.

Note that AGLA does not solicit business in the states of New York and Wyoming.

How Can I Contact Home Beneficial Life Insurance?

For all inquiries regarding your original policy with Home Beneficial Life Insurance, you will now need to contact American General Life and Accident Insurance. There are several ways to get in touch with the company: 

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By mail

American General Life and Accident Insurance

4928 West Broad Street


VA 23230

By phone

You can speak to an AGLA representative by calling their Customer Service at (804) 285-9074.

By fax

You can also send a fax to American General Life and Accident Insurance at (804) 285-9080. 

Whenever contacting the company, make sure to provide your existing policy or contract number if possible.


The website of the American International Group provides all the essential information about their life insurance options, including solutions offered by AGLA. 

Common forms

All the commonly used forms, including the report a death claim form, are easily accessible and available for download online on the AIG website. 

Here you will also find details on documents needed to process a claim. 

What Does American General Life and Accident Insurance Offer?

American General Life and Accident Insurance Company provides a wide range of affordable products including: 

  • whole life, 
  • universal life, 
  • term life insurance, as well as, 
  • MasterLife—an interest-sensitive whole life insurance.

AGLA’s leading suite of products is called Quality of Life…Insurance. This innovative solution allows customers to increase their life insurance benefits during their lifetime. 

They can pay for critical health care needs or meet their financial goals, for example. 

Quality of Life…Insurance is a good choice for people who suffer from a critical, chronic, or terminal illness or conditions, like a major heart attack or a stroke.

Quality of Life…Insurance products include:

  • QoL Flex Term,
  • QoL Guarantee Plus GUL II,
  • QoL Value+ Protector, and,
  • QoL Max Accumulator+.

You can find more information about the Quality of Life insurance on the AIG website. 

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Reviews of American General Life and Accident Insurance 

American General Life and Accident Insurance has obtained mixed reviews in the past few years.

Some customers have expressed dissatisfaction with the company’s unresponsive customer service and issues with claim denials. 

Can I Get a New Policy From Home Beneficial Life Insurance?

Since Home Beneficial Life Insurance has been acquired by AGLA, it is no longer possible to get a new policy from the old company. 

If you wish to obtain a new policy from American General Life and Accident Insurance, you can contact their customer service using one of the methods listed above.

What Should I Do If I Want Additional Life or Burial Insurance?

If you are a policy owner, we here at BuyLifeInsuranceForBurial.com represent American General Life and Accident Insurance as well as other burial insurance companies and are happy to review your existing coverage.

We are very well versed in helping you find the best option for the current stage of your life. 

For example, if you are looking for life insurance to cover:

We can help!

How We Can Help Right Now

Interested in a free life insurance quote? Here’s what you need to do:

  • Fill out the “Request A Quote” form on the top or side of the screen. If you are on a smartphone you may see an arrow near the top part of your screen. Click on that to request a quote.
  • Or, call us now at 888-626-0439 to speak to one of our friendly representatives, and we’ll have a quote within 10 minutes or less with no obligation.
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Disclaimer: We are not in any way affiliated with Home Beneficial Life Insurance. In fact, we are a direct competitor of theirs. This article is our personal review of their agent sales career opportunity and our personal opinions of the company. If you are looking to contact Home Beneficial Life Insurance directly, call them at (804) 285-9074.