Alex Trebek Life Insurance Commercial: Fine Print Revealed!
Are you looking for more information on the Alex Trebek life insurance commercial seen on television?
Maybe you’re interested in possibly purchasing a burial insurance plan to take care of your final expenses, and wonder if the Alex Trebek’s Insurance commercial endorsing Colonial Penn is a good idea.
In today’s article, I’m going to give you information about what the Alex Trebek life insurance commercial discusses
Also, I’ll reveal the startling fine print regardng how these Colonial Penn plans really work.
Bottom line, if you’re looking for a quality final expense burial insurance plan, you definitely want to keep reading.
Let’s begin.
Quick Navigation Article Links
- Watch Commercials
- The Fine Print
- Pros
- Cons
- 2nd Opinion
Alex Trebek Life Insurance Commercials
Let’s review the most common Alex Trebek insurance advertisements that you’ve probably seen for years on television.
Alex Trebek is the official endorser of Colonial Penn’s guaranteed acceptance life insurance plan. He’s been a paid endorser for many years, and before him, Ed McMahon also endorsed Colonial Penn.
Let’s take a look at the three most common Colonial Penn advertisements out right now that Alex Trebek is in.
I’m also going to transcribe those commercials and add them below each video so that you can read exactly what is said.
Alex Trebek Insurance Commercial “Most Popular Plan”
Transcription Of Commercial Below
$8,000.
Over $8,000.
Now, why is this number so important? Because $8,508 is the average cost of a funeral.
If you’ve already planned how to help cover your final expenses like this one, great.
But if you haven’t, I’m here to tell you about the number one most popular whole life insurance plan through the Colonial Penn Program.
If you’re between age of 50 and 85, the good news is it’s not too late because you can start here, right now.
So call now. You won’t be alone.
Over half a million people called last year for pre-information. Options start at $9.95 a month, less than .35 cents a day, a good price if you’re on a tight budget or a fixed income.
There are no health questions and no medical exam. Your acceptance is guaranteed.
Options start at $9.95 a month even if you have health problems, and you cannot be charged at a higher rate for any health reason.
Best of all, unlike many plans, once you’re covered, your rate is locked in for life and can never go up for any reason.
You get a lifetime rate log guarantee, plus a 30 day money back guarantee.
So call now for free information and you’ll also get this free Beneficiary Planner.
This valuable guide is a great help for you and the loved ones you leave behind. Use it to record your important information and give helpful direction about your final wishes.
And it’s yours free just for calling. So call now.
Call 1-800-500-8686 for your free information and your free gift.
That’s 1-800-500-8686, 1 800-500-8686. There’s no risk or obligation. That’s 1-800-500-8686.
So call now.
Colonial Penn Insurance Commercial, “Three Ps”
Transcription Of Advertisement Below
By now, you’ve heard about the Colonial Penn 3 P’s, right?
The 3 P’s of life insurance on a fixed budget are price, price, and price.
A price you can afford, a price that can’t increase, and a price that fits your budget.
Hi, I’m Jonathan, a manager here at Colonial Penn life insurance company and people have been calling about free information on our guaranteed acceptance, whole life insurance with options starting at just $9.95 a month with a rate that’s locked in for life.
Now, let me introduce you to the 3 G’s of this life insurance.
The Colonial Penn guarantees. If you’re age 50 to 85 and shopping for life insurance, they’re very important too.
Guaranteed acceptance. No health questions. You can not be turned down for any health reason.
Guaranteed lifetime coverage. Just pay your premiums and your rate and coverage are both locked in for life.
And guaranteed satisfaction, you get a 30 day, 100% money back guarantee. This is our number one most popular whole life insurance plan.
So call now to get free information and this free beneficiary planner. The gift and information are yours free. So call now.
And when you call right now, you’ll also get this free prescription savings card.
Call 1-800-538-9944 for free information and two free gifts. That’s 1-800-538-9944, 1-800-538-9944.
Call now.
Colonial Penn Insurance Endorsement, “Time Machine”
Transcription Of Commercial Below
“Hi, dear. Can I ask what it is you’re doing?”
“I’m building us a time machine.”
“And why is that?”
“I was talking with our insurance agent and he said life insurance for people our age can be very expensive.”
“And?”
“And I’m planning to go back in time to buy life insurance we can afford.”
Silly, you do not need a time machine. Here, call this number.
Colonial Penn life insurance company has been providing affordable coverage for people our age for over 60 years.
Well, that does sound easier. It is easier.
Hi, I’m Jonathan, a manager here at Colonial Penn life insurance company. If you’re aged 50 to 85, you can get guaranteed acceptance whole life insurance with options starting at just $9.95 a month.
There are no health questions to answer. Your acceptance is guaranteed. Plus you get a lifetime rate lock guarantee, which means your rate can never go up.
Call now for free information. You’ll also get this free beneficiary planner. So call now.
“Did you call?”
“I did, and it’s so affordable we can both get coverage, and the rate is locked in for life.”
“Sounds great. What are you working on now?”
“The cure for baldness.”
Call 1-800-574-0873 for your free information and your free gift. That number again is 1-800-574-0873.
Call now.
Sounds Good, Right?
Bottom line, these Colonial Penn guaranteed acceptance plans sound great, right?
I mean, they’re not even asking you any questions, and your acceptance is guaranteed.
What possibly could be the problem with a life insurance plan like this?
Allow me to explain…
The Fine Print!
Alex Trebek Life Insurance Ad Fine Print
Colonial Penn is an excellent company.
However, not every insurance product is always the top choice for you.
That’s why it’s vital in your search for quality burial insurance coverage that you review your options thoroughly.
That way you can pick the best plans suitable for you and your family.
Let’s take a closer look at the Colonial Penn Guaranteed Acceptance product, so you’re aware of exactly how it works, given you decide to buy.
“Limited Benefit”
Check out the image below.
This is taken from the 56 second mark in the first video above:
Look above the 800 number in fine print.
See where it says “Limited benefit first 2 years?”
Let’s check out Colonial Penn’s website for more information.
Here’s a screenshot of their Frequently Asked Questions section on their website that explains what “limited death benefit” means:
What Does Limited Benefit Period Mean?
After seeing the term “limited benefit” on the Alex Trebek life insurance commercial, you’re probably wondering what that means exactly.
It’s fairly simple, really…
Bottom line, you have NO full natural death coverage until 2 years have passed.
Example
For example, let’s say you die from natural causes. Something like cancer, stroke, heart attack, you name it.
If you pass away from any and all natural causes… even if you’re in perfect shape prior to that…
Your family only receives what you paid in premium, plus 7% interest if you own a Colonial Penn Guaranteed Acceptance life insurance plan.
Let’s do the math…
If you pay $50 a month for 12 months, then pass away from natural causes, you paid in a total of $600.
Your beneficiaries would receive that money back plus an additional 7% of the total premiums paid in.
Total payout your beneficiary recieves is a whopping $42 on top of your $600 premium refund, leaving a total of $642 to your beneficiaries.
Ask yourself this…
Is $642 anywhere close to paying for a cremation or burial?
You Need FULL Life Insurance Coverage
The truth is both funeral and cremation expenses have gone up significantly over time. And certainly they will continue to go up in the future.
Make no bones about it. If you get a Colonial Penn plan and you died of natural causes within the first 2 years, you’re taking a HUGE risk of not getting full coverage like you would elsewhere.
Benefits Of Colonial Penn Life Insurance
After reviewing the Alex Trebek Insurance commercials, and then reading the fine print, under what circumstances would anybody want to wait two full years before they’re covered for natural death?
Where Colonial Penn shines is that they do cover any person with any health issues.
That much is true.
That means if you have some sort of health issue that’s otherwise uninsurable, Colonial Penn is a great choice.
You May Qualify For BETTER Options Elswhere
But here’s the thing…
The vast majority of people are eligible to qualify for a life insurance policy may qualify for first day full 100% coverage!
What I believe happens in most circumstances is that people are afraid to try to apply for insurance elsewhere. They think their health conditions are uninsurable.
And in many cases, this simply isn’t true!
As an insurance agent since 2011, I’ve helped people with all sorts of health issues get first day full coverage.
While I can’t promise you’ll qualify, I can tell you that I’ve insured people for first day full coverage with the following conditions:
- history of cancer
- history of heart disease
- diabetes using insulin, pills, and diabetic complications
- neurological disorders like Parkinson’s and lupus
- mental health disorderssuch as depression, bipolar schizophrenia, and PTSD
- lung disorders like COPD, bronchitis, emphysema
Always Seek A Second Opinion
You have to understand…
Buying life insurance to cover your final expenses is a serious endeavor.
And while Colonial Penn is an excellent company, and the Alex Trebek life Insurance commercial helps a lot of people who couldn’t get covered otherwise, it’s very likely that many people are eligible not only for first date full coverage for another company, but at better prices, too.
We can help
We here at Buy Life Insurance For Burial specialize in helping senior citizens get quality life insurance coverage at an affordable price.
If you’re looking for life insurance for:
- Yourself or spouse
- Siblings
- Grown Children
- Your Parents
- Elderly People 85 And Older,
Chances are we can help =)
Unlike the Alex Trebek life insurance commercial which only talked about one product, we can shop the most competitively priced and highly rated burial insurance companies to get you the best combination of price and coverage.
Bottom line, this means you’re more likely to get a great deal and not spend more than you need to.
Here’s how to get a free quote.
Fill out the form on the side of your screen or click the arrow at the top of your screen to request a free burial insurance quote. There’s no obligation whatsoever.
You can also click here and send us a message. We’ll reach out to you with more information.
Or simply call us direct at 888-626-0439. One of our friendly insurance representatives will be happy to help with your quote.
I hope you enjoy this analysis of Alex Trebek’s life insurance commercials, and learned something new about how burial insurance really works.
Most of all, I hope you’ve come to understand how important it is to read the fine print.
Take care!