Medicare Plus Card Calls [Scam or Legit?]

If you are here to learn a little about facts associated with telemarketing Medicare Plus Card telephone calls and why am I getting these calls, if these calls are a scam or legitimate, and how to report and to stop these calls then perfect! You have found the right article.

What I’m going to do in this article is give you all the facts about these Medicare Plus Card Calls that you need to know about so that I can help you to try and prepare and be safe from scammers and know how to handle the situation from scammers that try to take advantage of you to steal your personal information.

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Quick Navigation Article Links

• Need Medicare Plus?
• What’s This About?
• Seniors Targeted By Scammers
• Good, Bad, Or A Scam
• Be Safe
• Verify And Report
• Stop Medicare Plus Calls
• Robocalls and Medicare Plus
• Contact Medicare For Coverage Questions 
• Need Burial Insurance?

Do I Need To Have A Medicare Plus Card?

You may have seen advertisements about Medicare World, which is a non-government resource for those with Medicare. It is a discount card and not a part of the federal Medicare program. They claim to help with coverage for things that Medicare does not provide.

This discount card can be used at thousands of participating dental, vision, pharmacies, and hearing providers that are benefits that are more known associated with Medicare Advantage (Medicare Part C) plans

What’s This All About?

First and foremost, Medicare and Social Security never call you for your information because their policy is to inform you via mail in a letter if they need any additional information.

Only Medicare beneficiaries receive phone calls once they become eligible for Medicare to confirm to you and not ask for your information but that rarely happens.

Additionally, Medicare never will come to your home to ask questions or try to sell you something.

Many Americans aged 65+ don’t know about the replacement of their Medicare cards, and this is why scammers take advantage of this to steal your personal information. If this happens and you get a call asking for your information details or Medicare number, don’t give any personal information or money.

Seniors Targeted By Scammers

Even though this happens all year long, Oct 15 – Dec 7 is the Medicare Annual Election Period. This is the time of year that identity thieves target Seniors the most.

Many questions are asked in such a way to get you to trust the caller and give up your private information in a convincing way so you feel comfortable with your sensitive information.

Do not answer questions to someone saying you need to get a new Medicare card because your card never expires.  Online you can find out more information about the new Medicare Plus Cards

Is It Good, Bad, Or A Scam?

Hence, if someone calls you and they claim to be calling from Medicare, they might say something similar to we’re sending out the new cards for Medicare, and I need to confirm your billing information to keep your coverage active. And for your Protection, I need the last four numbers of your Social Security number. We need this urgently, or else you’ll be charged a fee.

Or calls you and offers you free equipment or services in exchange for your medicare information, do not accept and hang up. Additionally, if you see a number on your caller Identification that you don’t recognize that is trying to scam you, you can read more from the Federal Communications Commission by clicking here.

If you get a phone call informing you of new policies or updates about Medicare, do not engage; instead, initiate the call to Medicare and report the scam. Then you can make sure that you’re calling the correct number to talk to Medicare directly and report it to them.

Be Safe

Remember, you don’t have to worry about being rude or embarrassed because they’re not going to give you any free equipment or services because they only want your information for identity theft.

Medicare scams can happen to anyone. If you tell the people around you, you might just help keep it from happening to them also.

Whatever the scenario, remember two things: hang up and report the call.

Verify And Report

If someone calls you saying that they are with Medicare, you will already know that it’s not true. Take action by calmly asking for a name and phone number to not make the caller suspicious and after your call, immediately call Medicare to make a report.

Many times after these phone calls start you may also notice that you start getting emails, too, that look or sound suspicious if you do read them.

Remember never to leave your personal information over the phone to anyone.

Update only through proper channels with Medicare to be safe.

How Do I Stop The Medicare Plus Card Calls?

To properly report Medicare Fraud, call toll-free 1-800 MEDICARE or go to the Federal Trade Commission website and file a complaint

The Federal Trade Commission (FTC) wants to try and educate and help protect seniors from Medicare scams. You can stop these fraud calls by registering your number to the Federal Trade Commission online or by phone at this National do not call registry.

Registering will limit unwanted sales calls and limit the telemarketing calls you get by going Online: at DoNotCall.gov and using your own email account of course.

Or by phone: at 1-888-382-1222 or TTY 1-866-290-4236.

Remember to register both your cell phone and home phone numbers. Registration is free.

Thirty days after you register, telemarketers covered by the National Do Not Call Registry must stop calling you. 31 days later, if for some reason you are still getting spam calls from Medicare fraudsters, then file a complaint.

You can also learn more about fraud prevention online at AARP Fraud Watch Network

or by calling AARP at 1-877-908-3360

Robocalls And Medicare Plus

This problem gives you voice messages that have been pre-recorded when you answer. You can ask your local phone company if they have a way to detect and block these types of fraudulent phone calls.

Don’t speak to these kinds of calls. If your local phone provider’s blocking feature is too high-priced, then maybe you can find an app for your smartphone that blocks these calls.

On the bright side, for example, some Doctors’ offices use this type of call to remind you of your appointment. Hence, try to be aware of the difference.

If it’s a spammer, then hang up. As soon as possible, file a complaint with the Federal Trade Commission.

What I Should Do If I Want To Get Help With Medicare Coverage Questions

Questions about your personal information or claims with Medicare then you can reach Medicare

• By phone at:

1-800-633-4227 (1-800-Medicare)

or TTY: 1-877-486-2048

• Online you can create a Medicare account at:  Medicare.gov 
• Live Chat at: Medicare.gov

Live Chat is available 24 hours a day, 7 days a week, except for some federal holidays.

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