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The Purpose Of This Article Is To Tell You How To Find The Most Affordable Final Expense Coverage
Because I know trying to find the most affordable final expense life insurance policy can be really difficult.
Here’s An Overview Of Today’s Topics:
- You Need An Insurance Broker
- The Cheapest Insurance Is Not Always The Best Insurance
- Burial Insurance Rates, Age 40 to 90
- Whole Life Insurance Is The Way To Go
You Need An Insurance Broker
My first recommendation is to always work with a broker. If you’ve read any of my other articles, you know that I feel very strongly about this. It’s
important to work with somebody who’s not married to one particular company for burial insurance.
You want a licensed life insurance agent who can navigate through the different opportunities in life insurance policies to find you the best price and coverage. If you work with an agent who only represents one company, you may end up with a plan that isn’t necessarily the best overall value for you.
The Cheapest Insurance Is Not Always The Best Insurance
Don’t necessarily put price over value. Here’s what I mean. There are some people who life insurance agents recognise as being super cheap. All the clients care is, “How can I get the cheapest price on the face of the planet?” There are certainly cheap insurance plans out there, but as in most of life, you get exactly what you pay for.
What I mean is, if you buy a cheap life insurance policy, you may not get a very good policy. For example, you may end up with accidental-only coverage or a term life insurance plan that only cover up to a certain point.
It’s important to understand that cheap isn’t always best, and as I always advocate to my clients, you do want to get the best deal for your burial life insurance policies. You definitely want to make sure you don’t short-change yourself and get the wrong deal at the lowest price.
Burial Insurance Rates, Age 40 to 90*
Rates For $5,000 In Burial Insurance
Rates For $10,000 In Burial Insurance
Rates For $15,000 In Burial Insurance
Rates For $20,000 In Burial Insurance
Rates For $25,000 In Burial Insurance
*Burial insurance premiums are subject to underwriting, based on rates as of 8/20/2018, from state-regulated life insurance companies offering final expense burial whole life insurance protection. Understand that in order to potentially qualify, you must submit an application to see if you’re eligible. Rates are subject to change. Give Buy Life Insurance For Burial a call at 888-626-0439 now to see what program you may qualify for.
Whole Life Insurance Is The Way To Go
What do we advocate? I advocate for final expense whole life insurance. This is the kind of insurance where the rates never go up and the coverage never decreases and you do get some level of first day full coverage.
It’s imperative to make sure that any carrier you’re looking at offers a policy that matches this to a “T”. If it doesn’t, then you run the risk of doing what I just described above, which is getting coverage but setting yourself up for a big time problem later on down the line..
If you would like to find the best whole life policy possible, check out my website. Then you can shoot me an email or call me for a free, no-obligation quote.
If I can help you, great! If not, that’s okay.