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Today’s Topic Is About Low Costs Life Insurance For Seniors, Where I Talk About Rates And Companies That Are Available In The Market
Maybe you’re here because you are a senior person or perhaps you’re shopping for your love one who is a senior and you’re looking for low cost life insurance options. If that’s the case, then great, you’re at the right place.
The purpose of this article is to go into great detail about what your options are and really do some work ahead of time in figuring out how to find the best and lowest cost life insurance available for you.
If that’s what you want accomplish at the moment, stick around and let’s get started.
NOTE: Would you prefer me to present this information to you in video format? Watch the video below for the complete presentation on best term life insurance for seniors. Enjoy!
Here’s An Overview Of Today’s Topic:
Steps To Take In Getting Low Cost Insurance For Seniors
- 1st Define Your Goals
- 2nd What Do You Want Your Policy Do For You
- 3rd Buried Or Cremated
- 4th Other Final Expenses
- 5th Determine Which Low Cost Life Insurance Type Works Best
- 6th Choose Who To Work With
- 7th Determine If You Qualify On Health
- 8th Determine Your Budget
- How To Apply
- Burial Insurance Rates, Age 40 to 90*
- Next Steps
1St – Determine Your Goals
Figuring out what you want is just as important as finding a low cost life insurance policy.
The thing you’ve got to differentiate between ladies and gentlemen is the difference between a competitive price and cheap in a policy.
What I mean by that is you want certainly something that’s not going to break the bank and that’s the reason you are here reading this article.
Perhaps you’ve seen other quotes and you bulked up the prices. I totally understand that, but the other thing you’ve got to remember and keep in mind is you don’t want a plan that’s going to be a cheap policy. And what I mean by cheap is a plan that doesn’t accomplish the goals that you want. And here’s how you help define your final expense life insurance goal.
The first thing you got to obviously a considers your budget.
And yes, I am a salesperson. I sell life insurance to people, but believe it or not, I’m extremely interested in making sure whatever I sell to my clients is easily affordable.
I think this is a lesson that a lot of insurance agents need to learn. When we deal with seniors, they are on a low income and they only received one check a month and you don’t want to take more than what’s there. Why?
Because the person will let the policy go and that’s a waste of your money and that’s no good for anybody.
My main interest is getting something that’s easily affordable. But you’ve got to get the best quality of coverage.
This is important. You don’t establish your goals and figure out what it is you want your life insurance for, and then pick the plan that’s going to best accomplish that.
Sometimes you may need what’s called permanent coverage because you have final expenses you want to cover or perhaps you just want to cover a mortgage payment for the next 10 or 15 years. And then beyond that you don’t really care because the plan will be paid off or mortgage we paid down by then.
Both of those require different types of coverage options and answering which one works best. And always goes back to the question.
Why do you want to own a life insurance? Why is it important? And answering that, of course we’ve hit point three, what will it cover? Once we’ve kind of established why you want to buy life insurance, what do you want it to cover?
2nd – What do you want your policy do for you
The next step is what do you want your policy to do for you? And answering this question helps identify what your most important goals are for purchasing final expense life insurance. And here’s the thing.
I know this may seem like I’m nitpicking here, but if you don’t answer this question well in advance, there’s a lot of problems will happen. If you just buy a plan because it looks good or it sounds good, without really understanding how it works or comparing to something else.
You could lose interest in keeping the plan long-term. There are life insurance plans out there that send you junk mail or they’re on TV that make the plan sound great, but they have price increases every five years.
Perhaps you won’t be able to afford it. Then what a waste of money, especially if you have to drop it, you lose interest in keeping it because it just doesn’t make sense. Or maybe you buy a temporary plan when you really need a permanent plan. Perhaps you buy a plan that would cancel when you hit a certain age.
But what if he outlived the plan and your main purpose for that insurance is for a burial insurance plan. Well, you don’t know when you’re going to die, you need a plan that’s not going to cancel before them, so you may have the wrong plan.
Again, why we go back and talk about this in this article we can get all this on the table right now instead of dealing with it at an advanced age where prices are higher. They may not qualify for another program because their health has changed. Unless you’re risk more time waiting around not getting covered.
If you never really identify what’s important to you. Most people who are confused don’t do anything, they just sit tight until things clear in their minds. Sometimes that amount of time can pass. It can be yours. You don’t want to risk that because your health may change for the worse.
You need to get qualified today with a plan that’s best suited for your health because you’re never going to be as good as today’s. It’s just progressively, sometimes very slowly gets worse over time.
3rd – Buried or cremation
Let’s talk about a few reasons why seniors purchase a low cost life insurance plan. The first one is buried or cremation. The number one reasons buy life insurance has to pay for a burial or cremation. Which do you prefer if you’d given it much thought? A lot of people don’t. They don’t want to think about it. But for the sake of just understanding what your pricing is going to be potentially.
I’m going to discuss the average price for both cremation and burial. Just to help you determine a starting point as to what kind of coverage you should potentially purchase.
According the National Funeral Director’s Society’s webpage the averages cost like embalming is $275, hearse is $325. The burial expense is averaging across the country is approximately $8,755 and that’s an average, so half the time lower. I would skew higher, especially if you live in a more metropolitan area. It’s gone up 200 bucks since 2014 by the way. For more details of estimate of burial prices you can visit the website of According the national funeral director’s Society’s.
A good starting place in my mind is to get a plan that’s $10,000 in coverage. Why? Because that safely covers the average. Although if you’re younger, then you may need more like $12,000 or $15,000 just to make sure as a starting point and in the safe side.
Now we’re going to look at a cremation cost. This includes a full a funeral service and showing and then a cremation. It’s just like a funeral, but you’re cremated and that average is $6,260 according to the National Funeral Director’s Society’s. Some are less or more and some cremations cost way less because people just want a simple cremation and do awake and no service. It’s just going to depend. So a good starting point with a cremation is around $5,000 to $8,000 in my experience.
If you would like to get a customized quote, it takes 10 minutes or less. Simply call (888) 626-0439 or send us a request using the box found on the left-hand side of the screen.
4th – Other final expenses
Let’s talk about some other final expenses. It’s not just burial or cremation expenses that people buy. Life insurance people have other reasons to buy life insurance plan, maybe they want to leave money behind to somebody they love, a maybe a child, spouse want them to have a little extra cash in the bank to help them get through life.
Also, if you rely on both incomes in the senior household to live, it’s really good idea to buy life insurance plan to replace her income because it may shock your surviving spouse, how hard it is to live without your income. You can buy one of these plans and buy extra to cover for the difference in replacing your income. Maybe there’s some kind of debt, like mortgage or something that has to be paid down and you want to play on the cover for those types of expenses.
5th – Determine which low cost life insurance type works best
Next step is to determine what low cost life insurance policy type fits your goals best. And this is really important, not all life insurance policies are the same. You get all sorts of junk mail, you see all sorts of TV ads. What’s best for you? depending on what your goals are.
And my goal ultimate goal here is to influence you by educating you and help you figure out what is that best plan for you. It’s important to take the time to match the life insurance product as perfectly as possible to your goals. Again, mismatches caused big problems down the line, wasted money, a potentially losing your coverage when you most need it.
Let’s take a look at two different types of life insurance options to consider and then analyze both the pros and the cons of how they work. The first thing we’re going to look at is permanent life insurance. The best way to describe what permanent life insurance is.
It’s permanent coverage and It will always be with you as long as you satisfy the premium payments until you pass away.
We’re written into the plan as a guarantee. The coverage will be there up to the point you die.
The most common types of permanent life insurance plans include whole life insurance and no lapse universal life insurance plans. The benefits of permanent life insurance include the premium’s never increase as long as you satisfy the premium requirements. There’s never a price increase as long as you follow the guidelines, the cover age never cancelled due to age or health.
If you reach in advanced age, over 80 years or 90 years old, the plan is still there as long as you continue to make the payments. And then in many cases, depending on if you could help qualify, these plans will offer first day full coverage. Even after one payment you’re fully protected for whatever the amount of the coverage.
The biggest drawbacks of permanent life insurance is you’re going to have higher premiums and temporary coverage. When we look at some price comparisons, you’ll see what I mean, but you’re are buying a guarantee here support and understand that a lot of the temporary plans never pay out.
Whereas permanent plans, as long as the premiums satisfied when you die your family will receive the full coverage. Let’s take a look at some sample prices. I’m going to show you some real quick, some a whole life insurance and then some guaranteed universal life insurance.
We’re just going to look at 65 year old rates for guaranteed universal life for 25,000 and then a $10,000 plan for a whole life insurance.
Just to give you some different ideas on pricing. Keep in mind here guys, that this is a plan in which I don’t know if you can qualify for because I don’t know the status of your health.
This is just a starting point. A, don’t take this as an exact quote. You have to talk to me first before I can give you something custom tailored to you, but what we’re looking at here is a $25,000 65 year old female, no lapse universal life plan.
I like the two top ones. Sagicor agency plans. You’re looking at mid $ 50 to $60 for $25,000 plan for 65 year old male. Non-Smoker is going to be between $60 to mid $70 0r $80 a month.
If we look at American national agency and if we look at a female for a $10,000 plan, you’re looking at somewhere between the mid $30 to $40 a month for a whole life insurance plan, 65 year old.
And then a male $10,000 plan is going to be $40 to $55 a month. The first thing you may notice is that for just a few dollars , we get a lot more coverage with guaranteed universal life. Why would you consider it whole life insurance?
The main reason I offer whole life insurance is a lot of people I deal with had health problems and the guaranteed universal life plans, it has a lot more coverage per dollar of premium you pay and requires very good health. The whole life insurance option is really reserved for people who have had a history of health issues.
Whereas the guaranteed universal life products are really reserved for people with mental health issues. Where you fit is just going to depend on your unique scenario. I can’t tell you for sure, but I try to get people in the guaranteed universal life plans if I can, because if their health is good enough, then they’re going to get a really good deal.
Just want to make sure I clarify that because there is a substantial difference in coverage. It you can be able to qualify and that’s where you and I sit down and talk and see what your options are.
Now let’s switch over to temporary life insurance. Temporary life insurance provides life insurance over a pre-determined period of time. What that means is typically there are increments available that 10, 15, 20, and 30 years, and so you pay on this and you’re covered for that length of time.
And most likely these kinds of plans are purchased to cover the large obligations that you may have, such as loans, mortgages, business loans, that kind of thing. Maybe an income replacement plan.
The benefits of temporary insurance, really a factor around the lowest initial cost per dollar coverage. I say initial because the drawbacks are that it’s something that terminates.
If you buy a 10 year term plan, you’ll see a huge difference in price when I show it to you in a minute, but once you’re outside of that 10 year period of time, the price goes through the roof. While also lowest initial cost, it’s very high in the long run and you may not have coverage for you can’t afford it.
You got to understand going into this that risk is there such as long as you understand that, then I don’t have a problem selling a term insurance plan to you. But you want to make sure you understand the realities and not be hoodwinked into thinking that this is some kind of permanent plan and it is not.
Also the underwriting is more difficult.
We just talked about the difference between guaranteed universal life and simplified issue. A same applies here. Term Insurance will be really reserved for the healthier people. Applying rather simplified issue is better for people with more recent maybe more health issues.
Let’s take a quick look at $100,000 plan, 10 year term for males and females, 65 year old. We can go higher and length of plan, and as age advances the law, there are limitations to the amount of term links that you can get. But I just want to start with it and starting point just to give you an idea of what a term insurance plan may run if you’re able to qualify.
Here’s a female $100,000, 10 year term. You’re looking at in the mid of $30 to low $50 a month if you may qualify. And a $100,000, 10 year term for 65 year old non-smoking male is going to be $50 to low $70 if you qualify.
If you would like to speak to one of our friendly brokers, please give us a call at (888) 626-0439. A no obligation quote takes 10 minutes or less.
Alternatively you can send us a message using the box on the left-hand side of the screen and a representative will reach out to you within 24 business hours.
Term Life Insurance Rates – Age 25 to 75*
Term Life Insurance Coverage – 10 Year Term – $100,000 in Coverage
Term Life Insurance Coverage – 10 year Term – $250,000 in Coverage
Term Life Insurance Coverage – 10 year Term – $500,000 in Coverage
Term Life Insurance Coverage – 10 year Term – $1,000,000 in Coverage
*Insurance premiums are subject to underwriting, based on rates as of 8/20/2018, from state-regulated life insurance companies offering final expense burial whole life insurance protection. Understand that in order to potentially qualify, you must submit an application to see if you’re eligible. Rates are subject to change. Give Buy Life Insurance For Burial a call at 888-626-0439 now to see what program you may qualify for.
Case study examples
Retiree Looking for Term Insurance
A retired woman recently gave us a call looking to see what we could do as far as pricing on a 30 year term insurance policy. She explained she had coverage in place, but it was costing her an arm and a leg since the rates kept going up.
She was anxious to switch over to a different policy but was concerned she might not qualify for a better rate given that she had a history of diabetes. She was taking insulin every day to keep her blood sugar levels under control and was otherwise in fairly good health.
We were able to look at a number of providers for this client and secure first day coverage at a price she was very happy with. We can’t guarantee the same outcome for every client, but we certainly do our best to secure high quality coverage at a price that meets our client’s budgetary concerns.
High Blood Pressure Concern
A 66-year-old gentleman got in touch with us recently looking to get a 15 year term life insurance policy. He had a few years left to pay on his mortgage and wanted to ensure if anything happened to him before the house was paid off that his wife would be able to continue to make payments.
This gentleman was in generally good health but did suffer from high blood pressure. He was taking medication for this condition to keep from experiencing any other health issues.
He’d heard from some friends that high blood pressure could cause high rates and was concerned about being able to qualify for affordable coverage.
We assured him we would do our best to find a plan that met his monthly budget. To do this we shopped among a number of providers to find first-day coverage at a rate that met this client’s budget.
We work with a number of providers that accept different kinds of health issues, which allows us to get quality coverage for most, but not all, of our clients. What you qualify for will be dependant upon your health, age and lifestyle.
6th – Choose who to work with
Let’s talk about step six, which is how to determine who you work with. This is really important and once you have a good idea of what type of life insurance best suits your goals, your next decision is to select the best company or agent to work with.
You’ve got some options here available to you and I’m going to discuss them all.
First,buying from tv or mail order companies. The next option maybe you’ve got your car insurance with an agent who’s got a brick and mortar company storefront, you could buy it from him in many circumstances. Perhaps you want to deal with a captive agent who represents one company only. Let’s jump into all and talk about the pros and cons of each option.
With TV ads and junk mail, final expense life insurance companies, they’re the ones that sends you a bunch of junk mail as the term implies, and you see all their ads constantly on your favorite TV shows.
Generally speaking, not always, these options are the most expensive and don’t have the best coverage options in place. To me, I wouldn’t want to start here. Let’s take a look some examples. A lot of these plans, it was called guaranteed acceptance life insurance plans.
If you can imagine for a moment you’re watching TV and a commercial comes on with a nice couple and they talk about how a company guaranteed their acceptance on life insurance or a hosts from a famous game show comes on and says that coverage is guaranteed, the rates never go up, never cancels.
Will these plans limit your coverage for the first two years for everybody who applies? What happens if you’re a good health, you buy one of these plans and it seems like it’s trustworthy. If you die within the first two years, no payout is made only the premiums you paid or what they called pay back premium.
Whereas you could have gotten a lot more coverage and didn’t fully protected. If your health was good enough with say working with me instead. Also, you’ve probably seen the ads that says $1 buys 20,000 in coverage.
Have you seen those before? Maybe wondering what’s the catch? The catch here is that these are term insurance plans that escalate the premium every five years. Sometimes they cancel it, but again, they don’t necessarily expose this fact to you upfront.
And it ends up catching you in the long run to the point where you don’t have coverage that you thought you did and maybe you can’t afford it after the price increases anyways. This is not a good deal and there are better options. The main reason I say this is. Do you think you’ll die before after 80? I do ask this to some people when I sit down with him and it’s kind of a silly question, right?
Because we don’t want to know when we’re going to die, but it proves my point. If you’re looking for a life insurance plan for final expenses, why would you get something that will canceled before you die.
You know in that case, if your goal is a burial insurance plan, it doesn’t make sense to take a risk because you may outlive it.
With these risks, would you consider these paying the potentially high price associated with these plans? Hopefully not. That’s why I wanted to mention these, that you have better options available to you.
Let’s talk about the local store for an insurance agency. If you have your auto insurance somewhere, they can sell you insurance. The biggest downside really is they’re just not necessarily specialists in life insurance. These guys I can tell you from personal experience, what they want to do is sell a lot of auto insurance plans.
That’s their bread and butter. That’s what they build their businesses on. That’s where their understanding is best slide. Maybe home insurance as well, but their main course of action is an auto insurance plan.
Let’s reverse the roles now. Imagine if I came into your house and I’m the specialist in life insurance has a ton of details that really go into it. You’ve got to know the companies, the health history issues and the quotes. You’ve got to be able to explain the concepts.
And what if I just said, by the way, I sell auto insurance as well.
I got to know everything about auto insurance is important. The different rates for different companies depending on comprehensive coverage. Maybe we just want liability coverage, how does that affect your premiums when you had accident in the past? Well I have personal limitations, but I’m pretty smart, but probably not going to know everything, and you just can’t,
I’m probably going to be not giving you the best focused and specialization because it takes so much just to know one product really well. That’s what I’m trying to reach out here, is there’s just a general lack of knowledge that anybody will have.
Especially storefront insurance agents since their bread and butter business is auto insurance. This is why you want to deal with specialist, not a generalist. The guys at the auto insurance are generalists, they usually represent one company only. They’re a specialist in something else, not life insurance.
Whereas I’m a specialist in life insurance and I can definitely help you a lot more effectively because I have advanced knowledge and experience dealing with the different types of life insurance available.
We mentioned what we call one company insurance agencies or what’s called captive agents and while they’re specialists, they’re not all the same.
Biggest downside when dealing with captive agent is that you’re getting one product only and your options is limited. Usually a captive agent represents one company and they push that company on you and that price typically is a lot higher than what you would get elsewhere.
And I mentioned this because one size does not fit all. Either you may not qualify for the best price or the best value of coverage. You may be forced to have a two year waiting period, whereas another company with fully protect you from the first day. It’s just a bad deal and it’s a big risk and my specialization is good. What you really want is an agent that specializes in one kind of product and has carrier access to other companies, somebody who can shop around to try to find you the best price.
And that’s what an independent insurance agent does and that’s what I do best. I operate in the standpoint that I’m going to get the best combination of a competitive price and coverage options for my clients. Independent agents work with multiple final expense life insurance companies.
What this gives you as a lot of benefits, if you’re looking for a low cost life insurance plan. It will gives you the best chance for competitively priced premiums, you get the best chance for the coverage and even if you have health issues. That’s the beauty of dealing with an agent that represents multiple companies versus the one that only has one option.
7th – Determine if you qualify on health
The next thing you got to do is determine if your health actually going to qualify. Let’s say you decide on working with an independent agent to maximize your chances of getting competitively priced final expense, life insurance.
What are your options in the following circumstances for each life insurance products? Let’s say you have great health, you’re going to be able to qualify. Maybe may take minimal medications, you never had any major health issues or maybe your height and weight isn’t as good.
8th – Determine Your Budget
Still you have full access, whether it’s term insurance, guaranteed universal life or simplified issue of whole life. Those are where we need to go. We definitely stay away from guaranteed acceptance insurance.
If your health is good or maybe you’ve had a serious health issue in the past, you may still be able to qualify for some of those guaranteed universal life for term insurance plans. If that’s kind of what you’re thinking, but sometimes it depends on your unique scenario, your only option may be simplified issue whole life. and then you had some serious recent health issues, you’re either going to have simplified issue coverage or guaranteed acceptance insurance policy offer.
Stories from the Field
I have seen a lot of different tragic situations over the years where a family member was burdened with final expenses because their loved one did not get adequate life insurance in place.
I share these stories as a reminder of how important it is to work with a broker like us at Buy Life Insurance for Burial so that you can leave a positive legacy for those you love, rather than a financial burden.
This story is about a client that was refered to me by my father who also worked for a time in the life insurance business. This gentleman was 85 years old when I met him. His name was Mr. Jones and he was a memorable character.
He was a retired vetaran and had worked as a college professor. Mr. Jones had gotten in touch with us because he had recently gotten married again and wanted to make sure his affairs were in order regarding leaving money behind to his wife and kids.
He already had some life insurance in place, but wanted to get more coverage to ensure he was able to leave a particular sum of money to his wife and kids as well as take care of final expenses.
Mr. Jones had experienced a number of strokes of late and was taking blood thinners to prevent any further complications.
After doing a health analysis with him I determined that we were able to qualify him for several different life insurance plans at preferred rates and we were able to provide first day full coverage for natural and accidental causes.
The fact that we were able to get first day coverage was important because Mr. Jones was well aware there were plenty of companies out there that claimed to offer great coverage but required a 2 to 3 year wait period for the coverage to take affect.
At the age of 85, and with his health history, Mr. Jones wanted the peace of mind in knowing his coverage would be good from day one. Needless to say, I was thankful we were able to qualify him for first day coverage because it wasn’t but a few months later that we got word that Mr. Jones had passed away.
We were able to pay a full death claim to his surviving wife and kids, meeting Mr. Jone’s wishes to leave a legacy behind to his surviving family. They were able to pay for the funeral and burial and have funds left over without paying anything out of pocket.
The moral of the story is to always strive to get adequate, first day coverage whenever possible. We never know when our final day may come and it’s best to be prepared rather than take a chance with coverage that requires a waiting period.
What we attempt to do at Buy Life Insurance for Burial is source out the best combination of price and coverage available to our clients based on their specific circumstances.
The last thing we want to see is a client settling for inferior coverage when they could qualify for first day coverage at the best possible price.
How to apply
Let’s figure out how to qualify for low cost life insurance program, the application process was simple. Find an agent and like to work with, hopefully an independent one. I am nominating myself to help you find the best coverage which is suited in your goal, something you and I worked together.
What I would suggest, I would talk to you on the phone for 5 or 10 minutes. I will listen to what your needs and goals are, and the dry up a quote, figure out what I had. Hopefully best assume as being something you qualify for. If you like it, we’d apply over the phone or over the internet via email. I don’t need to visit your house to do this, its very simple nowadays. Usually after several days or weeks, you’ll get a decision either way, yes or no.
Assuming you’re accepted and you’re approved, you’ll get your policy in the mail a couple of weeks later and that’s literally it. You’re approved, you’re happy, and everything’s good.
Burial Insurance Rates, Age 40 to 90*
Rates For $5,000 In Burial Insurance
Rates For $10,000 In Burial Insurance
Rates For $15,000 In Burial Insurance
Rates For $20,000 In Burial Insurance
Rates For $25,000 In Burial Insurance
*Burial insurance premiums are subject to underwriting, based on rates as of 8/20/2018, from state-regulated life insurance companies offering final expense burial whole life insurance protection. Understand that in order to potentially qualify, you must submit an application to see if you’re eligible. Rates are subject to change. Give Buy Life Insurance For Burial a call at 888-626-0439 now to see what program you may qualify for.
Top 10 Reasons Why People Buy Burial Insurance
- Rates are affordable – If you choose to work with a broker like us at Buy Life Insurance for Burial we are able to shop among a number of providers to find the best possible price and coverage available to meet your specific situation.
- You love your family – Burial insurance can cover some or all of your final expenses including funeral home costs, burial, or cremation.If you are concerned about leaving behind the cost of your final expenses to loved ones, burial insurance is a great way to prepare ahead and take care of that cost so that your family doesn’t have to.
- Peace of mind – None of us like to think about death, but we all will die one day. The important thing is to have peace of mind in knowing your loved ones will not have to be financially burdened with your death. By taking care of any costs involved with your burial or cremation, you can rest assured your loved ones won’t have to pay out of pocket for your final expenses.
- Cannot outlive – Unlike a lot of other plans out there such as term life insurance, a burial insurance policy is designed to never cancel due to age or health.This is especially appealing to seniors who are looking for long term coverage.
- Cash value – For some, the cash value of their policy is an important factor. After payment have been made for a significant amount of time, you can borrow cash from your policy to use in any way you wish. Best of all, the funds are tax-free.
- Protect savings – If you have a savings account set aside for a specific purpose, you no doubt don’t want your loved ones to dip into that money to take care of your final expenses. A burial insurance plan allows you to allocate money specifically to pay for your funeral, burial, or cremation.
- Escalating final expense costs – The cost of burial and cremation has gone up over the past 20 years. A burial 20 years ago cost around $6,500. Today it costs around $8,700.If you are concerned about inflation, a burial insurance policy can ensure your loved ones have enough funds when the time comes to pay your final expenses.
- No exam – One of the greatest things about a burial insurance plan is that they do not require an exam as part of the application process. Underwriters can rely on previous health records to source the information required.
- Rates never increase – For seniors on a fixed income, it’s important to know what you are going to pay each month for life insurance. A burial insurance plan operates as a whole life insurance product, which means it will never increase in price, regardless of your health condition or age.
- Custom tailored policy – We each have unique goals and budgets. A burial insurance policy can be custom tailored to meet your specific needs, whether you want to simply pay for final expenses or leave a legacy behind to loved ones.
Here’s the next step. You are interested in qualifying for low costs, life insurance plan go to my website at https://buylifeinsuranceforburial.com and you can request a free quote by clicking the contact box at the top or the message box below at the bottom of the page, or call me direct to 888- 636-0439. I’m happy to speak with you live.
Do leave a voicemail. I am very busy and I may not pick up the phone immediately, but I’m more than likely will be able to call you back within a reasonable amount of time. If you liked this article, please comment below. Thumbs up and subscribe.
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We hope to hear from you soon. Take care.