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In Today’s Article We’re Going To Talk About A Well-Known Company Called Lincoln Heritage Life Insurance Company, Out Of Phoenix, Arizona
Specifically, we’re going to talk about their final expense product.
NOTE: Would you prefer me to present this information to you in video format? Watch the video below for the complete presentation. Enjoy!
Here’s An Overview Of Today’s Topic:
Lincoln Heritage began back in the 50s in Phoenix, Arizona. They primarily specialize in final expense life insurance.
They’re a national company, and they offer what’s called a Funeral Consumer Guardian Society program. The concept behind it is to negotiate among the funeral homes to give you the best deal.
Why I Don’t Sell Lincoln Heritage
There are two reasons I don’t offer Lincoln Heritage final expense insurance.
First, Lincoln Heritage has some of the highest prices in the industry. Many people I deal with are on a fixed income so money is tight. The goal is to make sure they buy a plan that gives them enough coverage to take care of their final expenses. Lincoln Heritage, many times in my experience, fails to do this.
I’ve seen situations where customers have been able to get several thousand more in coverage for the same price or less. In most cases, Lincoln Heritage is not
the best value for what you’re spending.
The second reason I don’t sell Lincoln Heritage is that it’s not comprehensive in its coverage. Lincoln Heritage won’t fully cover different health situations such as diabetes, heart problems, or cancer. In fact, they’ll make you wait several years before the coverage is fully in effect, which is a big problem for many people.
If you’re in good health, you’ll get full coverage from Lincoln Heritage. But if you’ve had health complications, it’s worth your time and investment to compare other plans and see if you can get more comprehensive coverage that will cover you from the first full day.
If you would like help shopping around for the best plan, I suggest you look around my website. After that, you should call me or email me, and I will be happy to give you a free, no-obligation quote.