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Final Expense Whole Life Insurance And Breast Cancer History

Final Expense Whole Life Insurance And Breast Cancer History

Looking for a quote for life insurance or burial insurance? Click here and send me a message with details of what you’re wanting to accomplish. If you’d prefer to talk live, call 888-626-0439 to speak with me directly.

In Today’s Article, I Will Discuss How You Can Qualify For Final Expense Whole Life Insurance, With A History Of Breast Cancer

Since 2011, I have helped folks of all ages find quality final expense whole life insurance for themselves or for someone they love. Unfortunately, many people I deal have had bouts with disease. And one of the most common issues I run into is cancer diagnoses. Commonly, the women I meet with that have cancer history suffer from breast cancer.

The top reasons to buy Burial Insurance

And while cancer is always a bad thing, there are thankfully multiple final expense whole life insurance options. Even available to those with breast cancer in their health history.

Here’s An Overview Of Today’s Topics:

How To Determine What Kind Of Final Expense Whole Life Insurance You Qualify For With A History Of Breast Cancer

Here is the truth. Your ability to qualify for final expense whole life insurance with a history of breast cancer depends on the following aspects:

  1. Original breast cancer diagnosis date.
  2. How long has passed since the cancer removal procedure.
  3. What preventative medication you are taking currently, and
  4. If you have stopped taking preventative medication post-op, how much time has passed since ceasing.

Let’s cover each issue individually, and offer up different possibilities for final expense whole life insurance coverage.

final expense whole life insurance breast cancer

Discover how you may qualify for final expense burial insurance with a history of breast cancer.

When Were You Diagnosed With Breast Cancer?

Time since breast cancer diagnosis plays an important role in qualifying for different types of burial life insurance.

Let’s see what you may qualify for based on when you were diagnosed.

Currently Have Breast Cancer

If you currently have breast cancer, your only option for final expense burial insurance coverage is a guaranteed-issue whole life insurance plan.

You do not answer any health questions, such as your breast cancer diagnosis. However, you are limited for full coverage for any kind of natural death for the first two years of the insurance. While this isn’t necessarily my desired choice, it is the only choice for your situation.

 

Buying life insurance is one of the most important financial decisions

Length Of Time Since Breast Cancer Removal, Remission, Or Chemotherapy/Radiation Treatment

Time passed since the removal or remission of your breast cancer plays the most important role in determining what type of final expense whole life insurance option you are eligible for.

Additionally, the length of time in which you have ceased chemotherapy or radiation also plays an important factor.

Keep in mind, in this particular section, we are *not* referencing preventative treatments like anastrozole, prescribed *after* your breast cancer removal surgery. We’ll discuss this in the next section.

Twelve Months Or Less Since Breast Cancer Removal And Chemo/Radiation Treatment

If you are cancer- and treatment-free for twelve months or less, your best option for final expense whole life insurance is a two-year waiting period, guaranteed-issue plan.

Between 1 and 2 Years Breast Cancer- And Treatment Free

Thankfully, there are limited options for partial first-day final expense whole life insurance coverage. This assumes you are cancer free longer than 12 months, but less than 24 months.

Breast Cancer And Treatment Free 2 Years Or Longer

As long as you have ceased chemotherapy and radiation two years or longer, you may qualify with several final expense whole life insurance companies for preferred, 100% first day full coverage.

Please feel free to call me at 888-626-0439 for a free quote to determine what you’d specifically could qualify for.

Owner of BuyLifeInsuranceForBurial.com, David Duford, with his two 5-year old girls

My twin girls Emily and Eva thank you for reading, and hope you’ve gained truly valuable information on your search for life or burial insurance. If you’re ready to discover your options for life or burial insurance, call me at 888-626-0439 now for your free life insurance quote!

Post-Operation Cancer Preventative Treatment

Commonly, physicians prescribe cancer preventative medication such as tamoxifen, Evista, and anastrozole as a method to counter the recurrence of breast cancer in women.

Patients may take these breast cancer preventative medications for up to five years before ceasing.

Truthfully, you may experience difficulty qualifying for first-day full coverage with some final expense insurance agents.

However, working with a broker like myself, we have access to certain carriers that treat these medications as “maintenance,” meaning they have no impact on your ability to qualify for first-day full coverage with a quality final expense whole life insurance product.

Burial Insurance Rates, Age 40 to 90*

 

Rates For $5,000 In Burial Insurance

Rates For $10,000 In Burial Insurance

Rates For $15,000 In Burial Insurance

Rates For $20,000 In Burial Insurance

Rates For $25,000 In Burial Insurance

*Burial insurance premiums are subject to underwriting, based on rates as of 8/20/2018, from state-regulated life insurance companies offering final expense burial whole life insurance protection. Understand that in order to potentially qualify, you must submit an application to see if you’re eligible. Rates are subject to change. Give Buy Life Insurance For Burial a call at 888-626-0439 now to see what program you may qualify for.

 

Term Life Insurance Rates – Age 25 to 75*

 

Term Life Insurance Coverage – 10 Year Term – $100,000 in Coverage

Term Life Insurance Coverage – 10 year Term – $250,000 in Coverage

Term Life Insurance Coverage – 10 year Term – $500,000 in Coverage

Term Life Insurance Coverage – 10 year Term – $1,000,000 in Coverage

*Insurance premiums are subject to underwriting, based on rates as of 8/20/2018, from state-regulated life insurance companies offering final expense burial whole life insurance protection. Understand that in order to potentially qualify, you must submit an application to see if you’re eligible. Rates are subject to change. Give Buy Life Insurance For Burial a call at 888-626-0439 now to see what program you may qualify for.

 

Interested?

Interested in getting a quote? Please call me at 888-626-0439 now for a free final expense whole life insurance quote.

About BuyLifeInsuranceForBurial.com
About BuyLifeInsuranceForBurial.com

We work with individuals across the nation to secure the best life insurance rates.

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