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What Happens When You DON’T Have Burial Insurance For Funeral Expenses


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In Today’s Article, I’ll Describe What Happens When An Individual Does Not Have Enough Savings Or Final Expense Insurance To Cover Their Burial Expenses

Helping over 3000 people with their burial insurance concerns, most people I see are good people. They don’t want to put their loved ones in harm’s way.

Unfortunately, not everyone has their family’s best interest at heart.

Specifically, these unfortunate people do not care if someone else must pay for their irresponsible decision not to purchase a final expense burial insurance plan.

What happens when someone does not have enough final expense insurance coverage in place? Let’s discuss the potential circumstances below.

Here’s An Overview Of Today’s Topics:

Families Pay Out of Pocket – Drama Ensues!

Imagine if you passed without burial insurance or cash-on-hand to pay for your final expenses.

Most likely your family would jump in and handle the bill.

However, there are problems with this approach.

Most commonly, one child shoulders the responsibility, causing irreparable damage in his relationships with his siblings.

One Family Member Pays More Than Others (Or ALL The Bill)

I see this often. One particular child does well enough financially. Naturally, he feels responsible to foot the bill for his deceased parent.

Therefore, this child spends in inordinate amount of money. For burials, I expect a price tag no less than $10,000. Cremations, several thousand.

What makes matters worse is the brothers and sisters cannot pay, but promise to do so in the future.

Unfortunately, this rarely ever happens. And the responsible child grows in anguish and disgust over his non-paying siblings. Divisions deepen and are difficult to heal.

Here’s my point.

Owning burial insurance is NOT for you.

It’s for your loved ones!

Without burial insurance, you’re instigating unnecessary harm to those you love. And, you’re damaging relationships, too.

Is this how you want to be remembered?

Fish Fries And Car Washes

Sometimes, when there is no burial insurance, the bereaved will raise funds publicly.

Many times, members hold car washes, cook outs, and solicit donations on

These are last-ditch efforts your do not want your loved ones forced to do.

Raising funds like this stacks more stress on top of stress they already had for your demise. And, let’s face it, asking for money from strangers is embarrassing and demoralizing.


Pauper’s Burial

In some circumstances, when loved ones do not recover the deceased, local authorities will either:

-Bury the deceased in a pauper’s grave, or

-Cremate and dispose of your remains.

If you want an undignified final resting, do not get buried in a pauper’s grave.

Many times, the graves are unmarked. And the caskets are cheap and inexpensive.

Essentially, the local authorities are spending as little as possible to dispose you.

Some local officials will cremate you instead.

And, even if you think this approach is immoral or undesirable, the authorities don’t care. Why? Because you don’t have the money to take care of it.

Burial Insurance Rates, Age 40 to 90*


Rates For $5,000 In Burial Insurance


Rates For $10,000 In Burial Insurance



Rates For $15,000 In Burial Insurance



Rates For $20,000 In Burial Insurance



Rates For $25,000 In Burial Insurance


*Burial insurance premiums are subject to underwriting, based on rates as of 8/20/2018, from state-regulated life insurance companies offering final expense burial whole life insurance protection. Understand that in order to potentially qualify, you must submit an application to see if you’re eligible. Rates are subject to change. Give Buy Life Insurance For Burial a call at 888-626-0439 now to see what program you may qualify for.


Thanks for reading, and I hope you’ve gained truly valuable information on your search for life or burial insurance. If you’re ready to discover your options for life or burial insurance, call me at 888-626-0439 now for your free life insurance quote!

Keep Your Dignity And Get Buried Properly

It is easy to properly pay for your final expenses and burial. If you cannot accumulate enough in savings, then a final expense plan is the easiest, most opportune way to do it.

All you have to do is answer a few simple health questions. And many times you get approved. Some applications don’t even ask any health questions. Your coverage is guaranteed!

If you’d like to see how these programs can work for you, call 888-626-0439 or go to my website for a free quote.


We work with individuals across the nation to secure the best life insurance rates.

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