Request A Free Life Insurance Quote Today!






All rates are subject to underwriting approval. By pressing the "Send Email" button, you agree to Buy Life Insurance For Burial's privacy policy, and consent to a licensed agent of Buy Life Insurance For Burial to contact you at the phone number(s) you provide. We will not share your information with another entity.

How to Qualify for $750,000 in Life Insurance Coverage

 

How to Qualify for $750,000 in Life Insurance Coverage

Looking for a quote for life insurance or burial insurance? Click here and send me a message with details of what you’re wanting to accomplish. If you’d prefer to talk live, call 888-626-0439 to speak with me directly.

In This Article I’m Going To Discuss All The Factors Related To Applying For A $750,000 Life Insurance Plan To Cover Your Financial Concerns

Most likely you’re reading this article because you decided that $750,000 in life insurance coverage is a good amount of life insurance coverage to have, but perhaps you have some lingering questions. You want to know more about this kind of coverage to ensure $750,000 in life insurance is truly the best choice for your situation.

I hope this article will answer the questions you have and put your mind at ease as far as the type of life insurance and the amount of coverage that’s right for you.

Here’s An Overview Of Today’s Topics:

Who buys $750,000 in life insurance coverage?

I think it’s important that as you start your process to determine how much coverage you want that you read about people in similar circumstances so that you can fully understand why people decide to get $750,000 in life insurance.

What follows are the most common circumstances throughout different phases of life that bring people to the decision to buy $750,000 in life insurance coverage.

Some of these examples may hit home for you, some may not. Either way ,I’m pretty confident that at least one scenario will match your current situation and will allow you to see how $750,000 in life insurance coverage can benefit you.

Single with or without kids

If you’re single and you’re interested in buying life insurance, you may consider $750,000 in coverage, but on the other hand you may also be thinking, “I’m single. Why do I need to own life insurance? Isn’t life insurance for people who are married?”

The truth is that many people who purchase a $750,000 life insurance plan are single. They’ve determined that it’s important to have life insurance coverage, not just for today, but more importantly for tomorrow when they might have a spouse and children.

The benefits of taking out life insurance when you are single include: Cheaper rates. A greater likelihood that you’ll qualify because of your outstanding health.

Consider buying $750,000 in life insurance coverage if you’re single because in the long run you will find it most likely will offer a better rate and easier approval.

Single with kids

What if you’re single but have kids? To me, this situation is even more of a reason to buy life insurance even if you’re a bit older and don’t necessarily plan on remarrying. Think about the children.

First of all, if you die and you’re paying child support, your children will still need your financial support.  If you name your children as the beneficiary, it can help them out in life tremendously.

If you’re a single parent raising your children, you wouldn’t want to die and put them in a position financially where they were at a great disadvantage due to a loss of financial support. Being able to provide for their means beyond the grave can be a substantial thing that you can do for your children to ensure they are cared for if you pass away.

Married

Marriage is probably the most common occurrence in life that motivates people to consider buying life insurance. Once you are married you may depend on your spouse economically. And the loss of that person, even if both individuals earn an income, can have substantial lifelong adverse effects on the welfare of not only the spouse, but also the children.

A $750,000 life insurance plan is a substantial amount of coverage that can cover many obligations such as a mortgage debt, medical bills, as well as replace your income so that your spouse can live economically much easier than they would without any support.

Consider $750,000 in life insurance if you’re looking out for the best welfare of your family to make sure that they have the easiest time financially if you happen to go earlier than expected.

Up and coming professionals

If you’re mid career and experiencing promotions and income increases, chances are if you already have a life insurance program in place that it is gradually becoming obsolete. Why? Good life insurance programs are a reflection of the current state of economics for the family that they cover. And if your income earning opportunities are changing, your lifestyle is no doubt undergoing a change as well.

If your debts have increased since the first policy was taken out or if your lifestyle has increased through a higher income earning opportunity, it’s likely that your life insurance is out of date. Careful planning needs to be undertaken to add supplementary coverage on top of what you currently have.

A $750,000 life insurance plan is the perfect option for somebody who has had a career change and is now earning more money. Individuals in this position often find that they have taken out additional financial obligations and need the extra coverage in case death occurs earlier than expected.

Near or at retirement

There are some circumstances where it makes sense to get $750,000 in coverage, especially if you are close to retirement age or at retirement age and need a defined amount of life insurance to cover for estate related reasons, final expenses, or to replace income to take care of the surviving spouse.

Sometimes people who are at or near retirement are still working and still need coverage because they have obligations that they still need to cover. Buying a $750,000 life insurance plan makes sense if you have some of these permanent type obligations, or if you feel it’s necessary to add additional coverage.

We hear at Buy Life Insurance for Burial help clients find affordable life insurance coverage to meet a variety of coverage goals from replacing income to covering final expenses. Our job is to help find the most competitively priced option available to you in accommodation with making sure we provide the best value coverage that we can provide. Let us help by providing a free quote. It only takes 10 minutes or less and can be done by phone at 888 626-0439. You can also submit a message to the left hand side of the screen and we will reach out to you within the next 24 business hours.

Top 7 Reasons People Buy Life Insurance for Income Replacement

1.Love their family
The biggest reason really why anyone purchases any kind of life insurance is simply because they love someone so much they want to make sure that their financial future is secure with proceeds from a life insurance policy. Think about the nature of life insurance. It’s literally a product you are paying for that only pays out a benefit if you die, meaning there is no way you can witness the benefit   from the proceeds of the life insurance policy. It takes a person that really loves their family and understands the reality of life to purchase a product like this, so love is always the first and foremost component to the reasons why people buy life insurance.

2.Realizes mortality
Believe it or not there are many people who pass on buying life insurance because they simply can’t see themselves dying. They may be young, maybe 20s, 30s, 40s, and think dying happens to other people. Smart people realize not only sick people die, but healthy people die too, and many times unexpectedly. Think of all the car wrecks, unforeseen incidences of disease like cancer or heart problems that hit people that you would have never expected it to. This is why life insurance should be purchased well in advance of a problem happening. It’s much easier to buy it when your healthy than when you need it and no one wants to approve you.

3.Rates are affordable
One of the greatest things about working with Buy Life Insurance for Burial is that we represent the top insurance companies and are able to shop around and see who’s going to give you the best price on coverage on whatever kind of life insurance policy you would like for whatever coverage amount you need to replace your income fully.

No matter what you can afford in coverage, let us help you out with a custom tailored quote to meet your budget.

4.Custom tailored
Along with being able to custom tailor a policy to your budget we can custom tailor the type of coverage you need, whether that’s a small $100,000 plan up to a multi-million dollar plan or anywhere in between. Whatever coverage amount it might be, we are able to create a plan that will help cover your income if you happen to die earlier than expected.

5.Covers debts
An income replacement plan can be used for all sorts of things. Simply put if you pass away the money is paid to your beneficiary and they can use that money to pay expenses, replace a future income, and pay down debts. Most commonly people purchase a life insurance plan in accordance with an income replacement program to cover financial debts such as mortgages or credit card bills.  A life insurance policy can be designed to relieve this burden from your family.

6.Useful riders
Many life insurance plans allow you to add on additional options, otherwise known as riders, that enhance the value of your plan. Most common riders for income replacement plans include disability premium waiver riders, critical illness riders, and return of premium riders. This is just a small sampling of the options. The point is you can custom tailor your income replacement insurance plan however you please.

7.Exam is optional
While in some circumstances it is smart to take an exam, if you feel an exam doesn’t make sense for you and you prefer to do something else, an exam is optional. Many life insurance companies offer competitively priced life insurance that simply looks at your medical history to determine insurability and doesn’t require an exam. If you have a fear of needles or suffer from white collar syndrome, no worries. Simply fill out a non-medical application and see if you can get approved at a good rate without the inconvenience of an exam.

Reasons why people purchase $750,000 in life insurance

We’ve talked about the types of people who buy life insurance. In this section I want to talk about financial concerns people have that motivate them to purchase life insurance coverage. We will cover ten different scenarios, one or more of which may relate to your current situation or concerns.

Top 5 reasons why buy $750,000 plan life insurance coverage

Final expense coverage

As mentioned earlier, you may be close to or at retirement age where you might start thinking about final expense coverage support to cover funeral or cremation expenses. Or you may be concerned about other final expenses such as funding a retirement plan for your surviving spouse.

A $750,000 life insurance plan may be a prudent decision to cover final expenses to ensure the people you love are taken care of when you pass away.

Cover your mortgage

A common reason people purchased life insurance is because they owe money on a home purchase they recently made.

If you own a large home with a large mortgage, a $750,000 life insurance plan may be a great way to accommodate mortgage payments. This saves your surviving family members from having to refinance, pay out of savings, or possibly experience foreclosure.

Cover a business loan

If you are a business owner looking to get financing to invest and grow your business, a $750,000 life insurance plan might be a good choice. When you apply for a business loan your bank may require that you carry life insurance coverage to indemnify them and repay the loan upon your passing.

Buying a life plan specifically for the purpose of covering a loan makes perfect sense. If you pass away, the beneficiary would be the bank and they would receive the proceeds that remains on the loan. This would mean your business would be free and clear of the loan and your family wouldn’t be responsible for that debt.

Legacy

Perhaps you want to leave a legacy to the people you love? Or maybe you want to leave $750,000 to your favorite charity, church or two grandkids? You can easily do that by naming them as beneficiaries so that upon your passing the funds are dispensed in the way you wish.

Love

Purchasing life insurance is an act of love. Whether you love your family, kids, business, or an organization, you purchase insurance to protect and help those that mean the most to you, whether that means ensuring a financial burden is taken care of or that a sum of money is there to help a business or charity thrive.

The unique nature of life insurance is that it is something you can’t see or touch. It requires faith and love to invest in coverage that is intangible while you are alive.

Replace income

One of the biggest motivations to buy life insurance is the loss of a income earner. This kind of loss can have substantially adverse effects on the livelihood of the surviving family members.

Most financial professionals recommend buying enough life insurance to replace 10 times your annual income. This means a $750,000 life insurance plan would make sense if you’re making $75,000 a year or less, which represents many people in the middle class population.

This amount of coverage will bring you 10 years worth of income replacement, which gives your family plenty of time to pay off financial obligations without the adverse affects of having a sudden drop in income.

Protect a retirement plan

Along with purchasing a life insurance plan to replace your income, you should also factor in a portion of that to continuously go towards your retirement contribution goals. If you’re like me, you’re contributing monthly to a retirement plan in the form of an IRA or 401k.

Your goal is to make sure that you’ve got some kind of coverage in place to retire comfortably. If you happen to die before those contributions are all made, you’ll miss out on the magic of compound interest and won’t necessarily have nearly the same amount of savings as you had planned.

Make sure that your $750,000 life insurance plan accounts for the monthly funds added to your retirement plan that you’ll be putting in on a monthly basis as well.

Business continuity

If you’re a small business owner and you have partners involved, you may want to consider buying a life insurance policy to provide liquidity if a partner dies and heirs come into the business as controlling interests.

This scenario can have a negative effect on the continuity of the business, since the heirs may have different goals than the original partner that may interfere with the ultimate growth of your business.

Instead of taking this risk, do two things:

  1. Create a buy-sell arrangement, which is a legal document that stipulates that the shares of the business are purchased by the surviving partner upon your passing.
  2. Fund the buy-sell agreement with a life insurance policy that pays the partner’s family for their share of the business, thus dissolving any heir to ownership and allowing for business continuity.

Cover key people

If you run a small business of any size and employ people who are critical to the smooth operation of your business, you may want to consider key man insurance to protect business interests. Think about key people in your organization. They may have important contacts and a strong relationship with customers and vendors.

If you lose these people, it may have an adverse, short term effect on your business. You can buy a life insurance plan paid for by the corporation which will insure this key person and accommodate for the short term losses you might experience if this person were to pass away.

Tax free benefits

Some people buy $750,000 life insurance coverage, not just because of the death benefits, but also for the benefits of a tax free retirement income. Certain insurance plans such as whole life insurance as well as universal life insurance, if given enough time and structured properly, can provide tax free income later in life through the cash component.

If you have enjoyed this article so far, why not give us a call at 888 626-0439 for a no-obligation quote to find out more about your life insurance options for $750,000 in coverage. You’ll speak to a friendly broker who will be happy to answer any questions you might have. If you’d rather send us a message via our message board to the left, that’s fine too. We will contact you within 24 business hours with a free quote. 

Case study examples

Case study examples

Birth of child and blood pressure concerns

A client contacted me a few months ago with the happy news that their first child had just been welcomed into the family. Despite the celebratory mood, this client also recognized a strong desire to ensure their child was financially protected should they themselves pass away sooner than expected.

The only concern this client had was that he suffered from high blood pressure and had to take medication for it. He was worried that this health issue would have an affect on his application for $750,000 in term life insurance coverage.

The good news is that he came to a broker like us. Buy Life Insurance for Burial was able to provide a competitively priced policy that gave him the best combination of premium and coverage. Now this client was able to celebrate the birth of his child with the added peace of mind in knowing his family would be cared for should anything happen to him.

Though Buy Life Insurance for Burial can’t promise coverage for every applicant, we do our best to find coverage to meet the needs of all individuals regardless of their unique situation.

Policy cancellation and weight concerns

Last year a client reached out to me because their life insurance company had been in touch to say that the client’s premium was going to significantly go up in price. This client had dutifully paid on the policy for many years, but knew they couldn’t possibly afford the rate increase.

The one issue my client had was that he was clinically overweight. He was conscious of the affect this could have on his application and was concerned if he would qualify for a new policy.

After some research, Buy Life Insurance for Burial was able to offer him affordable coverage to meet his specific life insurance goals and budget. He was very happy with the offer and was able to get coverage on the books right away. Though we can’t promise coverage for every client, we do our best to shop a variety of companies to find best-fit coverage for every applicant. Gain peace of mind in knowing your financial concerns will be covered should you pass away sooner than expected. Give us a call today! 

What types of life insurance coverage are available for people who are looking for $750,000 in life insurance coverage?

Talk to certified insurance broker when buying insurance

There are generally four different types of life insurance products available if you are looking for $750,000 in coverage. What follows is a short description of each type of life insurance program available, with the goal of better helping you understand what types of coverage are best under particular circumstances.

Term Life Insurance

Term life insurance is by far the most popular form of life insurance coverage available. It provides the most coverage for the least amount of money and is often thought to be more budget friendly when compared to whole life and universal life insurance.

The drawback? Term life insurance is temporary. It is only available in 10, 20 and 30 year increments, which means if you outlive the term life insurance and still need the coverage, the policy usually goes up so substantially high that it’s no longer affordable.

Therefore, choose wisely when you’re looking at term insurance and make sure that buying term insurance matches your ultimate financial insurance goals. In most circumstances people purchase term insurance because it represents the most value for money and since their obligations tend to be temporary in nature, term insurance meets their time requirements.

10-Year Term Life Insurance, Best Price On Quoter

 

Whole Life insurance

Whole life insurance is designed to be permanent. The rates are payable for life or in some circumstances you can pay up the total amount in full and not have to make any further payments.

Whole life insurance has a cash value component which is useful if you need to borrow money at a future date or have a tax free retirement advantage. This type of insurance is useful for permanent obligations such as final expenses like burial and cremation costs.

The downside of whole life insurance is that it tends to be substantially more expensive than some of the other alternatives for coverage. You can expect to pay five to 10 times the rate of term life insurance for the same amount of coverage for whole life insurance.

Most likely you won’t purchase this unless you’re a senior or a business owner looking to set up some kind of business continuity plan or take care of funeral related expenses.

Whole Life Insurance Rates, Life Pay

 

Universal Life Insurance

Universal life insurance is similar to term and whole life and is what I would call a hybrid benefit of the two.

You can custom tailor a universal life insurance plan so that you are comfortable with the payment rate. You can also flex these rates on a monthly basis if you need some flexibility because money is tight. Coverage for universal life insurance can be temporary or permanent.

However, it’s important to understand that universal is best used when you work with somebody who understands how to structure this type of plan correctly because an inadequate and inferior design of a universal life program can lead to a position where the life insurance lapses earlier than expected when in fact it’s needed on a permanent basis.

There are plenty of circumstances in which people need temporary life insurance coverage or who need permanent life insurance coverage but end up having their policies lapse because they got the wrong kind of plan or their plan had an antiquated design.

Make sure you don’t experience this unnecessary crisis. Work with somebody who understands how to put together a universal life plan on a consistent basis and if you’re worried about these risks, consider a whole life insurance product instead.

Universal Life Rates, UL to 100

 

 

Accidental Life Insurance

Accidental life insurance is designed to work just like it sounds. Payout occurs if you die from some sort of accident. That is the only way to receive a payout with this type of insurance, which is the downside of the plan because if you end up dying a non accidental death, then you’re going to be in a position where you’ll not have coverage when you need it most.

I believe purchasing accidental life insurance coverage can be useful, but it really needs to be stipulated around buying accidental coverage only in the circumstances where you already have comprehensive natural death coverage in place. In other words, consider accidental coverage as an addition to regular coverage if you are at more risk of accidental death.

Stories from the field

Back in 2014 I met a nice gentleman for whom I wrote up a small burial plan. He mentioned that his mother was in desperate need of burial insurance too, more so even than him.

His mother, Mrs. Sanders, was 81 years old and had just recently had heart surgery. My client was concerned whether or not she had enough coverage and wanted to make sure she was properly taken care of. A couple of days later I arrived at Mrs. Sanders home. I found out she had worked all her life up to age 80 at a dry cleaners before being forced into retirement due to her heart condition.

Interestingly enough, what happened was that she actually had life insurance which covered a good portion of her concerns but there was an unexpected twist as to how her coverage was taking effect.

The client had a term insurance product, which goes up periodically in price or just flat out cancels at a certain age. Mrs. Sanders plan was what we call specifically an annual renewable insurance plan, which was designed to not cancel until the age of 90. Not only would it cancel at age 90, it also had a price that increased each year. This came into effect at around age 70, about 11 years prior to this meeting.

At the time when she had taken the plan out 20 years ago, she was paying $50-$60 per month, for $40,000 life insurance coverage. She was happy with it, however  due to the fact that she was forced out of work, her income changed dramatically.

She had to look at her budget carefully and make some decisions because her premium over the course of 11 years had risen from $50 a month to $300 a month. This was a shocker to me that anyone was paying this kind of premium price, especially at retirement. It was amazing to me how much the price had gone up.

Clearly, with a nice older lady like Mrs. Sanders being in a position of not working and not having a fixed income, she had to make real choices about what her money should be spent on. She simply couldn’t afford $300 a month anymore without her regular job at the cleaners.Unfortunately, to add insult to injury, she had a history of heart problems, so she was in a position where she could not qualify for anything like what I would prefer, which would be a whole life insurance plan, because of her heart condition being so recent.

What she could qualify for would require a 2 year wait, meaning she would have been out of coverage for 2 years as opposed to having coverage, even at the high price she was currently at. This is a tough position that you don’t want to be in if you can help it. This is why I shared this story with you. Mrs. Sanders made a good decision to buy life insurance.

She could have died at any point and she would have been fully covered. However the long term damage done with the wrong kind of life insurance can cause dramatic effects. You’ve got to be very cognizant of this and make sure any life insurance purchase you make is carefully considered.

The moral of these two stories is to make sure when you are buying life insurance to always match it up with your goals and make sure you get the best value for what you buy.This is why we here at Buy Life Insurance for Burial broker with different life insurance companies so we can do the shopping for you and figure out which one is going to give you the best price for the best amount of coverage.

We also make sure we do good work to establish what your goals are and what you are looking to accomplish to make sure we recommend a plan that is the best fit for what your goals are, whether it be final expense coverage, income replacement, or some combination thereof.

Strategies to get the best deal on your $750,000 life insurance

David top strategies when securing the best priced burial insurance coverage

The following are some recommended strategies I use with my clients to get the best overall package deal for a $750,000 life insurance plan.

Always work with a broker

Recommendation one is to always work with a broker. It’s important to work with a broker when searching for a $750,000 life insurance plan primarily because $750,000 in life insurance tends to run a lot more expensive than other types of life insurance of less value and may require more moving parts to get it approved.

For example, the likelihood is high that you’ll have to take an exam and companies will look a little bit closer at your eligibility for coverage as you approach the million dollar and above mark for life insurance coverage.

By working with a broker, you’ll have access to a multitude of life insurance companies. The broker’s job is to take your unique health history information and weed out who’s going to give you the overall best price and coverage for what you’re applying for. In turn, ultimately you have the best chances of getting the best deal overall for your life insurance.

The alternative is to work with a captive agent. A captive agent is somebody who only represents one particular company and that company may not necessarily be the best choice overall. You may find that a one trick pony agent that only represents one company puts you in a bad position financially where you may only have one option that’s a higher price and offers less coverage.

You should also be aware that some companies have tighter underwriting restrictions on certain hobbies, professions, health and age requirements which can also affect your eligibility.

We here at Buy Life Insurance for Burial work exclusively as brokers with a variety of different life insurance companies because our goal is to get our clients the best package available. In order to do that, we have to be qualified brokers with an extensive network of companies we can gleam prices from to better meet your insurance goals.

Know your goals

It’s important when you’re looking for a $750,000 life insurance plan that you know what your goals are. You need to know why you’re purchasing the plan, who you’re purchasing it for, and what the benefits are. The answers to these questions are tacitly connected to what we’ve described so far in regards to the type of people who buy insurance and their reasons for needing coverage.

All of these reasons contribute towards your ultimate goals and your final decision as to whether or not you purchase life insurance. Maybe after reading this article you’ve determined that your goals are different than you originally thought. That kind of self analysis is important and needed to ensure you ultimately get the right kind of coverage.

Keep in mind too your goals may change once you have more facts on hand and make a determination as to which route to go.

Buy Life Insurance for Burial specialize in helping clients work through their needs and establish clear goals so that you can buy insurance with confidence. 

Clearly define your budget

Budget is an important component when buying life insurance. I’ve seen all sorts of people buy life insurance that were originally convinced it seemed affordable only to realize later down the road that they couldn’t afford it, resulting in dropped coverage. I don’t like my clients wasting money.

I’m the type of guy that likes to be conservative when buying a life insurance plan. So my suggestion is that no matter what size of coverage you may think you need, be sure first that the plan fits within your budget.

You don’t want to be the kind of person that buys life insurance every couple of years because you can’t keep up with payments. Regardless of the coverage amount, there is usually a life plan available to meet at least some of your goals at an affordable price that also fits within your budget.

Factors affecting insurability for $750,000 of coverage

In this section I want to briefly describe all the circumstances and questions that a life insurance company will ask you to ascertain whether or not you’ll be approved for $750,000 of coverage. It’s important to know what to expect and appropriately prepare to maximize your chances of coverage.

Health

Your current health has the biggest impact on your eligibility for life insurance. A life insurance company will ask you a variety of health questions to ascertain whether or not you qualify for a life insurance product. The most common health questions include, but are not limited to:

Do you have a history of the following:

  • Heart issues such as heart disease
  • Cancer
  • Diabetes
  • Lung disease
  • Liver disease
  • Kidney disease
  • Circulatory disease
  • Neurological disease
  • Mental health problems
  • Hospitalizations
  • Surgeries or procedures

The important point is to identify what questions will be asked and plan in advance to make sure that you answer all these questions in full transparency. Be aware life insurance companies have a pretty effective way of figuring out whether or not an individual is qualified by requesting health records.

Age

Age has an immediate impact on your eligibility for life insurance. You’ll find that younger individuals will qualify for better rates than older people. Most people understand this and it makes sense. However, remember we here at Buy Life Insurance for Burial act as brokers for our clients, so we work with companies that are more competitively priced despite what your age may be.

Exam or no exam?

I highly recommend in most circumstances when applying for $750,000 life insurance that you take an exam. This maximizes your coverage and gets you the best competitive price possible. There are life insurance companies available that don’t require exams, but in exchange they require much higher premiums.

I will share with you my own experience in this regard. When I applied for insurance I opted to take an exam and because of that choice I pay about a thousand dollars less a year.

What does an exam involve? An exam will include the following:

  • Getting blood drawn
  • Vitals
  • A physical
  • Additional health questions

All of which will be done in the comfort of your own home at your convenience. At the end of the day an exam isn’t a big deal, so I think it’s worth it for the amount of money you can save.

Smoking

Smoking does have a direct impact on the price that you pay for insurance. However, it doesn’t mean you will be declined just because you smoke. In fact, if you smoke a pipe, smoke cigars, or chew tobacco you may be eligible for non nicotine rates, so let us know if that’s the case at Buy Life Insurance for Burial, and we’ll let you know if there’s better prices available with other companies.

Weight

David Duford, owner of buy life insurance for burial with his son Goofball

My goofball son and I thank you for reading, and hope you’ve gained truly valuable information on your search for life or burial insurance. If you’re ready to discover your options for life or burial insurance, call me at 888-626-0439 now for your free life insurance quote!

Weight does have an impact on your insureability, however in most cases people with weight problems can get life insurance. It just comes down to which companies are more flexible on weight.

Buy Life Insurance for Burial understands the different regulations and coverage rates of many different insurance companies and can work with you to find the best coverage possible if you have a weight concern.

Profession and hobbies

The higher the risk factor of your profession or hobbies, the higher the potential you’ll experience a rate increase. For example, hobbies such as mixed martial arts or scuba diving, and professions that involve oil rigs, manual labor, and commercial fishing present a higher risk.

Keep in mind though, each company looks at different hobbies and professions differently. So we want to preferentially choose those companies that do a better job of giving you a better price.

Thanks for your interest and thanks for reading this article.  I certainly hope you will consider calling us direct at 888 626-0439 so that we can assist you with your life insurance goals. Speak with an expert broker who can offer advice and a free quote today.

It takes less than 10 minutes and will give you the peace of mind in knowing you can qualify for affordable coverage that protects the ones you love.

Alternatively you can send us a message using the box on the left of the screen. Provide your contact details and any necessary information and we will be in touch soon to help you any way we can. 

 

About BuyLifeInsuranceForBurial.com
About BuyLifeInsuranceForBurial.com

We work with individuals across the nation to secure the best life insurance rates.

This entry was posted in Uncategorized. Bookmark the permalink.

Leave A Reply
Top